Personal loans in Bloomville, OH
With roughly 853 residents, Bloomville is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. Pull your credit reports and line up at least three offers before you apply from Bloomville.
The Census counts 853 people in Bloomville, the 559th-largest figure among Ohio's 924 places. A lender that serves Bloomville operates under Ohio lending statutes and a Ohio supervisor. The trend for Bloomville between 2020 and 2023 is downward by roughly 1.8%. Borrowers who want a bigger city can look to Attica, OH about 7 miles away.
Bloomville: population, trend and location
Here is the sourced Census picture for Bloomville, plus the Ohio lending rules that apply to a loan taken out here.
- Population: 853 people, a figure that places Bloomville 559th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.8% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
- Size percentile: about 40% of Ohio communities are smaller than Bloomville (853 residents).
- Density: roughly 1,415 residents per square mile, spread over 0.6 sq mi of land.
- Land area rank: Bloomville's 0.6 square miles rank 641st of 924 places in Ohio.
- Share of Ohio: Bloomville holds about 0.0% of the state's population, some 853 people.
- National rank: Bloomville is 10,908th of 19,457 places nationwide.
- Growth rank: Bloomville ranks 690th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Bloomville moved 1.8%.
- Density in Ohio: Bloomville ranks 399th by people per square mile.
- Against the state median: Bloomville runs about 1,415 residents per square mile, where the Ohio median is 1,289.
- Location: 41.0514, -83.0137 (Census Gazetteer coordinates).
- Nearest larger cities: Attica (7 mi); Tiffin (10 mi); New Washington (10 mi); Green Springs (14 mi); Willard (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Republic (5 mi); Chatfield (8 mi); Sycamore (11 mi), each with its own Census population profile.
- Smaller places within 50 miles: 77 of them.
- Within 100 miles: 418 places are larger than Bloomville.
Getting a loan in Bloomville
Bloomville is moderately settled, with about 1,415 people per square mile and 76 larger places within 50 miles. Distance to a branch rarely matters for Bloomville's 853 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Attica, OH about 7 miles away.
The geography behind Bloomville
Inside Bloomville's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 1,415 people per square mile. Columbus, the largest place in Ohio, is about 74 miles from Bloomville. A 50-mile radius around Bloomville takes in 76 places that are larger. Within the same 50 miles lie 77 smaller Census places.
Which Ohio laws govern a loan in Bloomville
Ohio has no separate rate rule for Bloomville; the sourced rows below are what reach every lender that serves its 853 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Bloomville against the rest of Ohio
Bloomville is the 559th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 690th of 924 Ohio places, putting it near the 25th percentile for growth. By density, at about 1,415 people per square mile, it ranks 399th in Ohio. Between 2020 and 2023 the count changed by roughly 16 residents.
How a Bloomville personal loan is priced
With roughly 853 residents, Bloomville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bloomville. Shortening the term on a Bloomville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Bloomville if my credit is poor?
What loan size can I expect in Bloomville?
Do I have to pledge anything to borrow in Bloomville?
Does comparing loans in Bloomville cost me credit score points?
Nearby places
- Republic, OH — population 542
- Chatfield, OH — population 200
- Attica, OH — population 868
- Tiffin, OH — population 17,603
- New Washington, OH — population 856
- Sycamore, OH — population 772
- Green Springs, OH — population 1,222
- Bucyrus, OH — population 11,542