Personal loans in Bloomville, OH

With roughly 853 residents, Bloomville is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. Pull your credit reports and line up at least three offers before you apply from Bloomville.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 853 people in Bloomville, the 559th-largest figure among Ohio's 924 places. A lender that serves Bloomville operates under Ohio lending statutes and a Ohio supervisor. The trend for Bloomville between 2020 and 2023 is downward by roughly 1.8%. Borrowers who want a bigger city can look to Attica, OH about 7 miles away.

Bloomville: population, trend and location

Here is the sourced Census picture for Bloomville, plus the Ohio lending rules that apply to a loan taken out here.

Getting a loan in Bloomville

Bloomville is moderately settled, with about 1,415 people per square mile and 76 larger places within 50 miles. Distance to a branch rarely matters for Bloomville's 853 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Attica, OH about 7 miles away.

The geography behind Bloomville

Inside Bloomville's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 1,415 people per square mile. Columbus, the largest place in Ohio, is about 74 miles from Bloomville. A 50-mile radius around Bloomville takes in 76 places that are larger. Within the same 50 miles lie 77 smaller Census places.

Which Ohio laws govern a loan in Bloomville

Ohio has no separate rate rule for Bloomville; the sourced rows below are what reach every lender that serves its 853 people.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Bloomville against the rest of Ohio

Bloomville is the 559th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 690th of 924 Ohio places, putting it near the 25th percentile for growth. By density, at about 1,415 people per square mile, it ranks 399th in Ohio. Between 2020 and 2023 the count changed by roughly 16 residents.

How a Bloomville personal loan is priced

With roughly 853 residents, Bloomville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bloomville. Shortening the term on a Bloomville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bloomville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bloomville is the same as anywhere in Ohio.
What loan size can I expect in Bloomville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bloomville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bloomville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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