Personal loans in Tickfaw, LA
The first question in Tickfaw is not the rate on offer but whether the payment fits; about 681 people live here under Louisiana lending law. Pull your credit reports and line up at least three offers before you apply from Tickfaw.
With an estimated 681 residents, Tickfaw is the 188th-largest of 302 places in Louisiana. Consumer lending that reaches Tickfaw's 681 residents is governed by Louisiana statute; no city ordinance changes it. A 2020-to-2023 comparison shows Tickfaw up by about 1.5%. The nearest larger city is Independence, LA about 4 miles away.
Tickfaw: population, trend and location
Tickfaw is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 681 residents in Tickfaw (Vintage 2023 subcounty estimate), the 188th-largest figure among Louisiana's 302 places.
- Population trend: Growth of about 1.5% across the 2020-to-2023 comparison.
- Net change: roughly 10 more people than the 2020 Census counted.
- Size percentile: Tickfaw sits ahead of around 38% of Louisiana places, at 681 people.
- Density: roughly 421 residents per square mile, spread over 1.6 sq mi of land.
- Land area: Tickfaw covers 1.6 square miles, the 210th-largest area among Louisiana's 302 places.
- Share of Louisiana: Tickfaw holds about 0.0% of the state's population, some 681 people.
- National rank: Tickfaw sits 11,911th by population among the 19,457 places in this dataset.
- Growth rank: Tickfaw's 2020-to-2023 change ranks 34th of 302 places in Louisiana.
- Versus Louisiana: the state average change is -2.1%, while Tickfaw moved 1.5%.
- Density in Louisiana: Tickfaw ranks 175th by people per square mile.
- Against the state median: Tickfaw runs about 421 residents per square mile, where the Louisiana median is 534.
- Location: the Census Gazetteer records it at 30.5769, -90.4871.
- Nearest larger cities: Independence (4 mi); Hammond (5 mi); Albany (8 mi); Ponchatoula (10 mi); Amite City (11 mi). Online lenders reach Tickfaw no matter how far the nearest branch is.
- Smaller places nearby: Springfield (11 mi); Montpelier (13 mi); Greensburg (21 mi).
- Smaller neighbours: 11 places smaller than Tickfaw sit within 50 miles.
- Within 100 miles: 122 places are larger than Tickfaw.
A practical checklist for Tickfaw borrowers
Before you apply in Tickfaw, a community of about 681, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Louisiana regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Tickfaw as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 681 residents.
Inside a Tickfaw personal loan
Tickfaw is a small community of about 681 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Tickfaw. Because the payment is fixed, the total cost of a Tickfaw loan is knowable in advance — unlike a revolving card balance.
The Louisiana lending rules that reach Tickfaw
These are Louisiana's sourced lending facts as they reach Tickfaw's 681 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Where Tickfaw sits
Tickfaw's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. With 681 residents, the land area yields roughly 421 people per square mile. New Orleans, the largest place in Louisiana, is about 49 miles from Tickfaw. Tickfaw has 48 larger places within a 50-mile radius. The 100-mile radius contains 122 larger places.
Borrowing reach in Tickfaw
With about 421 residents per square mile, Tickfaw is lightly settled, and 48 larger Census places sit within 50 miles. Whether Tickfaw has a local branch or not, a Louisiana-licensed lender can serve its 681 people online on the same terms. The nearest larger city, Independence, LA about 4 miles away.
Common questions
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Nearby places
- Independence, LA — population 1,650
- Hammond, LA — population 22,527
- Albany, LA — population 1,239
- Ponchatoula, LA — population 7,804
- Amite City, LA — population 4,037
- Springfield, LA — population 447
- Roseland, LA — population 891
- Montpelier, LA — population 196