Personal loans in Amite City, LA
A lender serving Amite City holds a Louisiana licence and answers to a Louisiana regulator; no city office is involved for its 4,037 residents. With 4,037 residents, Amite City outranks about 77% of the communities in Louisiana.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Amite City's 4,037 residents are no exception. A 2020-to-2023 comparison shows Amite City up by about 0.7%. For the 4,037 people in Amite City, Louisiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Hammond, LA about 16 miles away.
Amite City: the sourced local profile
The figures below are Amite City's own — Census population, land area and coordinates — followed by the Louisiana rules.
- Population: 4,037 residents; Amite City is the 70th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.7% from the 2020 Census base to the 2023 estimate.
- Absolute change: 28 residents added between 2020 and 2023.
- Size percentile: Amite City's 4,037 people outrank roughly 77% of the places in Louisiana.
- Land and density: 3.9 square miles of land carry roughly 1,041 residents per square mile.
- By land area: Amite City ranks 99th among Louisiana's 302 places, at 3.9 sq mi.
- Water: Amite City holds about 0.01 square miles, the 131st-largest water area in Louisiana.
- State population share: Amite City accounts for about 0.2% of everyone in Louisiana.
- National rank: Amite City sits 5,433rd by population among the 19,457 places in this dataset.
- Growth rank: Amite City's 2020-to-2023 change ranks 45th of 302 places in Louisiana.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Amite City's 0.7%.
- Density in Louisiana: Amite City ranks 75th by people per square mile.
- Density vs Louisiana: Amite City's 1,041 people per square mile compare with a state median of 534.
- Location: mapped by the US Census Bureau at 30.7322, -90.5153.
- Nearest larger cities: Hammond (16 mi); Ponchatoula (21 mi); Walker (27 mi); Covington (30 mi); Denham Springs (32 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Roseland (2 mi); Independence (7 mi); Montpelier (9 mi).
- Smaller places within 50 miles: 37 of them.
- Larger places within 100 miles: 56.
Where Amite City sits
Inside Amite City's boundaries lie roughly 3.9 square miles of land and 0.01 square miles of water. The resulting density is about 1,041 people per square mile. The largest place in Louisiana, New Orleans, lies about 58 miles away. Counting outward 50 miles, 14 larger communities surround Amite City. The 100-mile radius contains 56 larger places.
The Amite City borrowing checklist
Before you hand your details to a lender in Amite City, where the population is near 4,037:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Louisiana regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Louisiana; what changes is your credit file, not the fact that Amite City holds 4,037 people.
Louisiana consumer-lending rules applied in Amite City
The rows below set out what a licensed lender must follow in Louisiana, and so for Amite City's roughly 4,037 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
Amite City against the rest of Louisiana
Amite City is the 70th-largest of 302 Census places in Louisiana and contains about 0.2% of the state's people. For population change between 2020 and 2023, Amite City ranks 45th of 302 in Louisiana (about the 85th percentile). At about 1,041 people per square mile, Amite City is the 75th most densely settled place in Louisiana. Within 50 miles sit 37 smaller Census places, alongside the 14 that are larger.
Lender access in Amite City
At roughly 1,041 people per square mile, Amite City is moderately settled; 14 larger places lie within 50 miles. A Louisiana licence lets a lender serve Amite City without a local office, so branch density does not change what its 4,037 residents are offered. For a larger market, the closest option is Hammond, LA about 16 miles away.
Common questions
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Nearby places
- Roseland, LA — population 891
- Independence, LA — population 1,650
- Tangipahoa, LA — population 447
- Montpelier, LA — population 196
- Tickfaw, LA — population 681
- Greensburg, LA — population 626
- Kentwood, LA — population 2,176
- Hammond, LA — population 22,527