Personal loans in Tenafly, NJ
The 2020 count to the 2023 estimate shows about 1.5% decline in Tenafly. With an estimated 15,178 residents, Tenafly is the 63rd-largest of 323 places in New Jersey.
A personal loan in Tenafly is priced from your credit file and income, not from the fact that the city holds 15,178 people. Decide the purpose of the loan and your repayment plan before sharing any details with a Tenafly lender. When New Jersey caps or restricts a product, lenders either change the terms or withdraw it from Tenafly as from the rest of the state. Borrowers who want a bigger city can look to Englewood, NJ about 2 miles away.
What the Census records for Tenafly
What follows is Tenafly's place in the Census record, alongside the New Jersey rules that govern a personal loan made here.
- Population: 15,178 — Tenafly ranks 63rd of 323 communities in New Jersey (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 231 residents.
- Size percentile: bigger than about 80% of the places in New Jersey, with 15,178 residents in Tenafly.
- Density: the Census land area of 4.6 sq mi holds about 3,310 people per square mile.
- Land area rank: Tenafly's 4.6 square miles rank 65th of 323 places in New Jersey.
- Water: Tenafly holds about 0.58 square miles, the 56th-largest water area in New Jersey.
- State population share: Tenafly accounts for about 0.3% of everyone in New Jersey.
- National rank: Tenafly sits 2,337th by population among the 19,457 places in this dataset.
- Growth rank: Tenafly ranks 276th among New Jersey's 323 places for the 2020-to-2023 change.
- Against the state trend: Tenafly's 1.5% change compares with a New Jersey average of +0.3% across its 323 places.
- Density rank: Tenafly is the 166th most densely settled place in New Jersey.
- Density in context: Tenafly's 3,310 people per square mile sit against a New Jersey median of 3,448.
- Location: the Census Gazetteer records it at 40.9183, -73.9505.
- Nearest larger cities: Englewood (2 mi); Bergenfield (2 mi); Dumont (3 mi); New Milford (4 mi); Yonkers (5 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Cresskill (2 mi); Englewood Cliffs (2 mi); Demarest (2 mi).
- Smaller neighbours: 274 places smaller than Tenafly sit within 50 miles.
- Larger places within 100 miles: 111.
Lender access in Tenafly
At roughly 3,310 people per square mile, Tenafly is fairly dense; 84 larger places lie within 50 miles. A New Jersey licence lets a lender serve Tenafly without a local office, so branch density does not change what its 15,178 residents are offered. For a larger market, the closest option is Englewood, NJ about 2 miles away.
Tenafly against the rest of New Jersey
Set beside New Jersey's 323 places, Tenafly ranks 63rd by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Tenafly stands 276th among New Jersey's 323 places — roughly the 15th percentile. Its roughly 3,310 residents per square mile place it 166th among New Jersey's places. Between 2020 and 2023 the count changed by roughly 231 residents.
Inside a Tenafly personal loan
A Tenafly personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 15,178 residents. A lender serving Tenafly's 15,178 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Tenafly loan is knowable in advance — unlike a revolving card balance.
What New Jersey law requires in Tenafly
When New Jersey does not publish a figure, the row links to the source instead of inventing a number; Tenafly is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Where Tenafly sits
The Census Gazetteer records 4.6 square miles of land and 0.58 square miles of water within Tenafly. With 15,178 residents, the land area yields roughly 3,310 people per square mile. The state's population centre of gravity, Newark, is roughly 18 miles away. Within 50 miles of Tenafly there are 84 larger Census places. Within the same 50 miles lie 274 smaller Census places.
Common questions
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Nearby places
- Cresskill, NJ — population 9,118
- Englewood Cliffs, NJ — population 5,321
- Englewood, NJ — population 29,624
- Demarest, NJ — population 4,846
- Bergenfield, NJ — population 28,274
- Dumont, NJ — population 18,234
- Closter, NJ — population 8,544
- Alpine, NJ — population 1,750