Personal loans in Closter, NJ

A 2020-to-2023 comparison shows Closter down by about 0.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Closter lender. For the 8,544 people in Closter, New Jersey runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is Cresskill, NJ about 2 miles away.

Closter by the numbers

Only a few things actually differ by place — population, area, location, and the New Jersey rules a lender must follow — and they are below.

• Population: about 8,544, ranked 134th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 0.5% from 2020 to 2023.
• Net change: roughly 44 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 59% of the places in New Jersey, with 8,544 residents in Closter.
• Land and density: 3.2 square miles of land carry roughly 2,704 residents per square mile.
• Land area: Closter covers 3.2 square miles, the 96th-largest area among New Jersey's 323 places.
• Water: Closter holds about 0.14 square miles, the 118th-largest water area in New Jersey.
• Share of state population: Closter's 8,544 residents are about 0.2% of New Jersey.
• National rank: Closter sits 3,512th by population among the 19,457 places in this dataset.
• Growth in New Jersey: Closter stands 194th by percentage change from 2020 to 2023, among 323 places.
• Against the state trend: Closter's 0.5% change compares with a New Jersey average of +0.3% across its 323 places.
• Density in New Jersey: Closter ranks 190th by people per square mile.
• Density vs New Jersey: Closter's 2,704 people per square mile compare with a state median of 3,448.
• Location: it lies at 40.9729, -73.9603 in the Census Gazetteer.
• Nearest larger cities: Cresskill (2 mi); Dumont (3 mi); Tenafly (4 mi); Westwood (4 mi); Bergenfield (4 mi). Larger metros often have more branches, but online lenders reach Closter on the same terms.
• Smaller communities within reach: Demarest (1 mi); Norwood (1 mi); Harrington Park (2 mi).
• Smaller places within 50 miles: 191 of them.
• At 100 miles: 211 larger Census places fall inside that radius.

How Closter compares across New Jersey

Among New Jersey's 323 places, Closter sits at 134th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Closter stands 194th among New Jersey's 323 places — roughly the 40th percentile. Its roughly 2,704 residents per square mile place it 190th among New Jersey's places. Between 2020 and 2023 the count changed by roughly 44 residents.

Getting a loan in Closter

With about 2,704 residents per square mile, Closter is fairly dense, and 159 larger Census places sit within 50 miles. Lenders licensed in New Jersey reach Closter's 8,544 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Cresskill, NJ about 2 miles away.

How New Jersey law applies in Closter

These are New Jersey's sourced lending facts as they reach Closter's 8,544 residents; the state has no city-level rate rule.

Where Closter sits

Closter's land area is about 3.2 square miles; a further 0.14 square miles is water. Spread across it are roughly 2,704 residents per square mile. The largest place in New Jersey, Newark, lies about 20 miles away. A 50-mile radius around Closter takes in 159 places that are larger. The 100-mile radius contains 211 larger places.

A practical checklist for Closter borrowers

For Closter's roughly 8,544 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the New Jersey licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across New Jersey; what changes is your credit file, not the fact that Closter holds 8,544 people.