Personal loans in Templeville, MD

For a borrower among the roughly 118 residents of Templeville, a personal loan is a tool whose cost turns on the terms, not the address. With an estimated 118 residents, Templeville is the 149th-largest of 157 places in Maryland.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Templeville climbed about 3.5% over the three years from 2020 to 2023. For the 118 people in Templeville, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Templeville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger city is Marydel, MD about 2 miles away.

Local context for Templeville

Here is the sourced Census picture for Templeville, plus the Maryland lending rules that apply to a loan taken out here.

Borrowing reach in Templeville

At roughly 2,145 people per square mile, Templeville is fairly dense; 111 larger places lie within 50 miles. Lenders licensed in Maryland reach Templeville's 118 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Marydel, MD about 2 miles away.

Where Templeville sits in Maryland

Templeville is the 149th-largest of 157 Census places in Maryland and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Templeville stands 23rd among Maryland's 157 places — roughly the 85th percentile. By density, at about 2,145 people per square mile, it ranks 63rd in Maryland. Between 2020 and 2023 the count changed by roughly 4 residents.

Inside a Templeville personal loan

Templeville is a small community of about 118 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Templeville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Templeville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Maryland consumer-lending rules applied in Templeville

Read the table as a lender's compliance picture for Templeville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorOffice of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor)
Source says: "is Maryland's consumer financial protection agency and financial services regulator"
Maryland Department of Labor
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.)
Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law"
Maryland Department of Labor, Office of Financial Regulation
as of 2026-09-16
OFR consumer-loan interest-rate limits2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000
Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"
Maryland Department of Labor, Office of Financial Regulation
as of 2026-09-16

Land, water and location for Templeville

Inside Templeville's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 2,145 residents per square mile. Baltimore, the largest place in Maryland, is about 47 miles from Templeville. Within 50 miles of Templeville there are 111 larger Census places. Within the same 50 miles lie 7 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Templeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Templeville is the same as anywhere in Maryland.
What loan size can I expect in Templeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Templeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Templeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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