Personal loans in Templeville, MD
For a borrower among the roughly 118 residents of Templeville, a personal loan is a tool whose cost turns on the terms, not the address. With an estimated 118 residents, Templeville is the 149th-largest of 157 places in Maryland.
Population in Templeville climbed about 3.5% over the three years from 2020 to 2023. For the 118 people in Templeville, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Templeville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger city is Marydel, MD about 2 miles away.
Local context for Templeville
Here is the sourced Census picture for Templeville, plus the Maryland lending rules that apply to a loan taken out here.
- Population: 118 — Templeville ranks 149th of 157 communities in Maryland (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 3.5% between 2020 and 2023.
- Net change: roughly 4 more people than the 2020 Census counted.
- Size percentile: about 5% of Maryland's Census places are smaller than Templeville.
- Land and density: 0.1 square miles of land carry roughly 2,145 residents per square mile.
- Land area rank: Templeville's 0.1 square miles rank 156th of 157 places in Maryland.
- Share of state population: Templeville's 118 residents are about 0.0% of Maryland.
- National standing: Templeville ranks 17,818th of 19,457 US places.
- Growth in Maryland: Templeville stands 23rd by percentage change from 2020 to 2023, among 157 places.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Templeville's 3.5%.
- Density rank: Templeville places 63rd among Maryland's places by people per square mile.
- Density vs Maryland: Templeville's 2,145 people per square mile compare with a state median of 1,734.
- Location: coordinates 39.1364, -75.7668 (US Census Bureau Gazetteer).
- Nearest larger cities: Marydel (2 mi); Henderson (4 mi); Barclay (5 mi); Sudlersville (6 mi); Goldsboro (7 mi). Living near a larger metro rarely changes what is available in Templeville.
- Smaller communities within reach: Hartly (4 mi); Farmington (21 mi); Eldorado (38 mi).
- Smaller places within 50 miles: 7 of them.
- Within 100 miles: 512 places are larger than Templeville.
Borrowing reach in Templeville
At roughly 2,145 people per square mile, Templeville is fairly dense; 111 larger places lie within 50 miles. Lenders licensed in Maryland reach Templeville's 118 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Marydel, MD about 2 miles away.
Where Templeville sits in Maryland
Templeville is the 149th-largest of 157 Census places in Maryland and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Templeville stands 23rd among Maryland's 157 places — roughly the 85th percentile. By density, at about 2,145 people per square mile, it ranks 63rd in Maryland. Between 2020 and 2023 the count changed by roughly 4 residents.
Inside a Templeville personal loan
Templeville is a small community of about 118 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Templeville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Templeville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Maryland consumer-lending rules applied in Templeville
Read the table as a lender's compliance picture for Templeville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Land, water and location for Templeville
Inside Templeville's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 2,145 residents per square mile. Baltimore, the largest place in Maryland, is about 47 miles from Templeville. Within 50 miles of Templeville there are 111 larger Census places. Within the same 50 miles lie 7 smaller Census places.
Common questions
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Nearby places
- Marydel, MD — population 173
- Henderson, MD — population 160
- Hartly, DE — population 77
- Barclay, MD — population 181
- Sudlersville, MD — population 514
- Goldsboro, MD — population 210
- Kenton, DE — population 226
- Millington, MD — population 544