Personal loans in Kenton, DE
A lender serving Kenton holds a Delaware licence and answers to a Delaware regulator; no city office is involved for its 226 residents. About 226 people live in Kenton, placing it 50th of 57 Census places in Delaware.
Use the calculator on this page to price an amount and term before you commit in Kenton. Kenton gained roughly 3.7% in population across the 2020-to-2023 comparison. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Kenton's 226 residents. Borrowers who want a bigger city can look to Clayton, DE about 4 miles away.
Borrowing in Kenton: the local picture
Only a few things actually differ by place — population, area, location, and the Delaware rules a lender must follow — and they are below.
- Population: 226 residents; Kenton is the 50th-largest of 57 places in Delaware (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 3.7% across the 2020-to-2023 comparison.
- Net change: roughly 8 more people than the 2020 Census counted.
- Size percentile: Kenton's 226 people outrank roughly 12% of the places in Delaware.
- Density: roughly 1,284 residents per square mile, spread over 0.2 sq mi of land.
- By land area: Kenton ranks 52nd among Delaware's 57 places, at 0.2 sq mi.
- Within Delaware: about 0.1% of the state's population lives in Kenton.
- National rank: Kenton sits 16,080th by population among the 19,457 places in this dataset.
- Growth in Delaware: Kenton stands 35th by percentage change from 2020 to 2023, among 57 places.
- Against the state trend: Kenton's 3.7% change compares with a Delaware average of +6.8% across its 57 places.
- Density rank: Kenton is the 29th most densely settled place in Delaware.
- Density in context: Kenton's 1,284 people per square mile sit against a Delaware median of 1,284.
- Location: latitude 39.2274, longitude -75.6647 (Census Gazetteer).
- Nearest larger cities: Clayton (4 mi); Cheswold (4 mi); Smyrna (6 mi); Dover (9 mi); Wyoming (10 mi). Lenders licensed in the state serve Kenton whether or not they keep a local branch.
- Nearest smaller towns: Hartly (5 mi); Leipsic (8 mi); Templeville (8 mi).
- Within a 50-mile radius: 18 smaller Census places.
- Within 100 miles: 508 places are larger than Kenton.
Kenton's place among Delaware's 57 places
Within Delaware, Kenton holds roughly 0.1% of all residents, the 50th-largest share among 57 places. Its 2020-to-2023 change ranks 35th of 57 Delaware places, putting it near the 39th percentile for growth. By density, at about 1,284 people per square mile, it ranks 29th in Delaware. By land area, its 0.2 square miles rank 52nd of 57 places in Delaware.
Getting a loan in Kenton
With about 1,284 residents per square mile, Kenton is moderately settled, and 120 larger Census places sit within 50 miles. Distance to a branch rarely matters for Kenton's 226 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Clayton, DE about 4 miles away.
Where Kenton sits
Inside Kenton's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 1,284 residents per square mile. For the state's biggest city, Wilmington, the distance is roughly 36 miles. Counting outward 50 miles, 120 larger communities surround Kenton. By land area it ranks 52nd of 57 Delaware places.
A pre-application checklist for Kenton
These steps shape the offer you get in Kenton, a place of about 226 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Delaware regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Kenton-specific: the same Delaware licensing and disclosure rules reach all 226 residents.
The Delaware lending rules that reach Kenton
Every row below records a Delaware rule, its publisher and its retrieval date — the same rules a Kenton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Delaware Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner is responsible for regulating and examining State-chartered banks and trust companies and licensed financial services businesses". | Delaware Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the State Bank Commissioner; making more than 5 loans in any 12-month period is deemed 'transacting the business of lending' Source says: "Every person desiring to transact the business of lending money in this State shall be required to obtain a license under this chapter". | Delaware General Assembly — 5 Del. C. § 2202 as of 2026-09-16 |
| Title loans (5 Del. C. ch. 22, subch. V) | Title loans permitted: secured by motor vehicle title, original repayment period of 180 days or less; borrower has a right to rescind until the end of the next business day Source says: "“Title loan” means a loan made to one or more natural persons by a licensee and secured by the title to a motor vehicle". | Delaware General Assembly — 5 Del. C. § 2250 as of 2026-09-16 |
Common questions
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Nearby places
- Clayton, DE — population 4,399
- Hartly, DE — population 77
- Cheswold, DE — population 2,257
- Smyrna, DE — population 13,277
- Templeville, MD — population 118
- Marydel, MD — population 173
- Leipsic, DE — population 185
- Wyoming, DE — population 1,868