Personal loans in Telford, PA
With an estimated 4,896 residents, Telford is the 198th-largest of 1,013 places in Pennsylvania.
With roughly 4,896 residents, Telford is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Begin with the payment, then weigh APR and total interest across the lenders that reach Telford's 4,896 residents. A lender that serves Telford operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Census figures put the 2020-to-2023 decrease in Telford at about 0.7%. Borrowers who want a bigger city can look to Souderton, PA about 1 miles away.
Telford: the sourced local profile
The figures below are Telford's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 4,896 residents; Telford is the 198th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.7% across the 2020-to-2023 comparison.
- Net change: roughly 33 fewer people than the 2020 Census counted.
- Size percentile: about 80% of Pennsylvania's Census places are smaller than Telford.
- Density: roughly 4,862 residents per square mile, spread over 1.0 sq mi of land.
- Land area: Telford covers 1.0 square miles, the 436th-largest area among Pennsylvania's 1,013 places.
- State share: roughly 0.1% of Pennsylvania's residents live in Telford (4,896 people).
- National rank: Telford is the 4,893rd most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Telford stands 374th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Telford moved 0.7%.
- Density in Pennsylvania: Telford ranks 123rd by people per square mile.
- Against the state median: Telford runs about 4,862 residents per square mile, where the Pennsylvania median is 1,990.
- Location: mapped by the US Census Bureau at 40.3256, -75.3273.
- Nearest larger cities: Souderton (1 mi); Perkasie (4 mi); Lansdale (6 mi); Quakertown (8 mi); Doylestown (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Sellersville (3 mi); Silverdale (3 mi); Hatfield (4 mi).
- Smaller neighbours: 177 places smaller than Telford sit within 50 miles.
- Larger places within 100 miles: 397.
Where Telford sits
Inside Telford's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 4,862 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 24 miles away. Counting outward 50 miles, 103 larger communities surround Telford. The 100-mile radius contains 397 larger places.
Which Pennsylvania laws govern a loan in Telford
For the roughly 4,896 residents of Telford, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Telford's place among Pennsylvania's 1,013 places
Telford is the 198th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Telford stands 374th among Pennsylvania's 1,013 places — roughly the 63th percentile. Its roughly 4,862 residents per square mile place it 123rd among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 33 residents.
How lenders reach Telford
With about 4,862 residents per square mile, Telford is fairly dense, and 103 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Telford without a local office, so branch density does not change what its 4,896 residents are offered. The nearest bigger place is Souderton, PA about 1 miles away.
How personal loans work in Telford
In Telford, a small community of about 4,896, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Telford can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Telford loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Souderton, PA — population 7,276
- Sellersville, PA — population 4,515
- Hatfield, PA — population 3,486
- Perkasie, PA — population 9,277
- Silverdale, PA — population 798
- Lansdale, PA — population 18,978
- Trumbauersville, PA — population 895
- Quakertown, PA — population 9,247