Personal loans in Perkasie, PA

Personal loans in Perkasie are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 9,277 population. Population in Perkasie climbed about 1.8% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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The Census counts 9,277 people in Perkasie, the 78th-largest figure among Pennsylvania's 1,013 places. Use the calculator on this page to price an amount and term before you commit in Perkasie. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Perkasie's 9,277 residents. The nearest larger city is Lansdale, PA about 9 miles away.

Perkasie: population, trend and location

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

Population: a Census-estimated 9,277, 78th among Pennsylvania's 1,013 places (Vintage 2023).
Population trend: The 2020-to-2023 change is positive, near 1.8%.
Absolute change: 160 residents added between 2020 and 2023.
Size percentile: with 9,277 residents, Perkasie is larger than about 92% of Pennsylvania's Census places.
Density: roughly 3,660 residents per square mile, spread over 2.5 sq mi of land.
Land area: Perkasie covers 2.5 square miles, the 150th-largest area among Pennsylvania's 1,013 places.
Water area: Perkasie has 0.03 square miles of water, ranking 291st of 1,013 places in Pennsylvania.
Share of state population: Perkasie's 9,277 residents are about 0.2% of Pennsylvania.
National rank: Perkasie is 3,317th of 19,457 places nationwide.
Growth rank: Perkasie ranks 63rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Perkasie's 1.8%.
Density in Pennsylvania: Perkasie ranks 227th by people per square mile.
Against the state median: Perkasie runs about 3,660 residents per square mile, where the Pennsylvania median is 1,990.
Location: the Census Gazetteer records it at 40.3717, -75.2928.
Nearest larger cities: Lansdale (9 mi); Emmaus (16 mi); Norristown (17 mi); Bethlehem (18 mi); Allentown (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
Nearest smaller towns: Sellersville (1 mi); Silverdale (2 mi); Telford (4 mi) — useful context for the surrounding area.
Smaller neighbours: 238 places smaller than Perkasie sit within 50 miles.
Larger places within 100 miles: 214.

Borrowing reach in Perkasie

With about 3,660 residents per square mile, Perkasie is fairly dense, and 46 larger Census places sit within 50 miles. Whether Perkasie has a local branch or not, a Pennsylvania-licensed lender can serve its 9,277 people online on the same terms. The nearest bigger place is Lansdale, PA about 9 miles away.

How a Perkasie personal loan is priced

A Perkasie personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,277 residents. The APR tracks your credit score rather than Perkasie's rank of 78th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Perkasie loan is knowable in advance — unlike a revolving card balance.

The geography behind Perkasie

Perkasie covers about 2.5 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 3,660 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 26 miles away. Counting outward 50 miles, 46 larger communities surround Perkasie. The 100-mile radius contains 214 larger places.

The state rulebook for Perkasie

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Perkasie's roughly 9,277 residents.

Rule	Detail	Source
State lending regulator	Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."	Pennsylvania Department of Banking and Securities as of 2026-09-16
Payday lending status	No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).	Pennsylvania Department of Banking and Securities as of 2026-09-16
Small-loan / installment lender licensing	Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."	Pennsylvania Department of Banking and Securities as of 2026-09-16

Perkasie in state context

Within Pennsylvania, Perkasie holds roughly 0.2% of all residents, the 78th-largest share among 1,013 places. Its 2020-to-2023 change ranks 63rd of 1,013 Pennsylvania places, putting it near the 94th percentile for growth. Its roughly 3,660 residents per square mile place it 227th among Pennsylvania's places. The population moved by about 160 people between 2020 and 2023, a 1.8% shift.

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Common questions

What are my options in Perkasie if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Perkasie is the same as anywhere in Pennsylvania.

What loan size can I expect in Perkasie?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Perkasie?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Perkasie cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Sellersville, PA — population 4,515
Silverdale, PA — population 798
Telford, PA — population 4,896
Souderton, PA — population 7,276
Quakertown, PA — population 9,247
Dublin, PA — population 2,269
Trumbauersville, PA — population 895
Hatfield, PA — population 3,486