Personal loans in Taylor, PA

Population in Taylor dropped about 0.7% over the three years from 2020 to 2023. Personal loans in Taylor are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 6,246 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

About 6,246 people live in Taylor, placing it 139th of 1,013 Census places in Pennsylvania. The nearest larger city is Old Forge, PA about 2 miles away. Which products a lender may offer to Taylor's 6,246 residents follows from the Pennsylvania consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Taylor.

The Taylor data picture

What follows is Taylor's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

The Pennsylvania lending rules that reach Taylor

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Taylor is bound by the same rules.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."		Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).		Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).		Pennsylvania Department of Banking and Securities
as of 2026-09-16

Land, water and location for Taylor

Inside Taylor's boundaries lie about 5.2 square miles of land, with no significant water area recorded. With 6,246 residents, the land area yields roughly 1,201 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 101 miles away. A 50-mile radius around Taylor takes in 16 places that are larger. The 100-mile radius contains 219 larger places.

Steps to take before a Taylor loan

Before you hand your details to a lender in Taylor, where the population is near 6,246:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
  5. Read the disclosure for an origination fee and any prepayment penalty before signing.
  6. Make sure the new payment leaves room in a budget you already keep.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Taylor holds 6,246 people.

How Taylor compares across Pennsylvania

Among Pennsylvania's 1,013 places, Taylor sits at 139th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Taylor stands 385th among Pennsylvania's 1,013 places — roughly the 62th percentile. By density, at about 1,201 people per square mile, it ranks 670th in Pennsylvania. The population moved by about 46 people between 2020 and 2023, a 0.7% shift.

Borrowing reach in Taylor

Taylor is a moderately settled community of about 6,246 people, with 16 larger places inside a 50-mile radius. Distance to a branch rarely matters for Taylor's 6,246 residents: the application is online and the price follows your credit file. The nearest bigger place is Old Forge, PA about 2 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Taylor if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Taylor is the same as anywhere in Pennsylvania.
What loan size can I expect in Taylor?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Taylor?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Taylor cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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