Personal loans in Taunton, MA
Personal loans in Taunton are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 60,412 population.
For the 60,412 people in Taunton, Massachusetts runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. About 60,412 people live in Taunton, placing it 18th of 54 Census places in Massachusetts. Read the disclosure for an origination fee and any prepayment penalty before signing in Taunton. A 2020-to-2023 comparison shows Taunton up by about 1.7%. For a bigger market, look to Fall River, MA about 12 miles away.
Taunton by the numbers
Taunton is a mid-sized city; the notes below cover its population profile and the statewide rules that apply.
- Population: about 60,412 people live here, which puts Taunton 18th of 54 Census places in Massachusetts (Vintage 2023).
- Population trend: Growth of about 1.7% across the 2020-to-2023 comparison.
- Net change: roughly 1,020 more people than the 2020 Census counted.
- Size percentile: roughly 67% of Massachusetts places rank below Taunton.
- Population density: about 1,293 people per square mile across 46.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Taunton's 46.7 square miles rank 3rd of 54 places in Massachusetts.
- Water area rank: Taunton ranks 16th among Massachusetts's 54 places, with 1.71 sq mi.
- Within Massachusetts: about 1.7% of the state's population lives in Taunton.
- National rank: Taunton is the 640th most populous of the 19,457 Census places covered here.
- Growth in Massachusetts: Taunton stands 6th by percentage change from 2020 to 2023, among 54 places.
- Versus Massachusetts: the state average change is -0.7%, while Taunton moved 1.7%.
- Density rank: Taunton is the 41st most densely settled place in Massachusetts.
- Density vs Massachusetts: Taunton's 1,293 people per square mile compare with a state median of 2,833.
- Location: the Census Gazetteer records it at 41.9033, -71.0950.
- Nearest larger cities: Fall River (12 mi); Brockton (13 mi); Pawtucket (14 mi); Providence (18 mi); New Bedford (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Bridgewater Town (8 mi); Attleboro (10 mi); North Attleborough Town (13 mi).
- Smaller places within 50 miles: 26 of them.
- Within 100 miles: 26 places are larger than Taunton.
Taunton against the rest of Massachusetts
Against Massachusetts's other places, Taunton accounts for about 1.7% of the state's population and ranks 18th of 54 by size. On the 2020-to-2023 trend, Taunton stands 6th among Massachusetts's 54 places — roughly the 89th percentile. By density, at about 1,293 people per square mile, it ranks 41st in Massachusetts. Between 2020 and 2023 the count changed by roughly 1,020 residents.
Land, water and location for Taunton
Taunton's land area is about 46.7 square miles; a further 1.71 square miles is water. Spread across it are roughly 1,293 residents per square mile. For the state's biggest city, Boston, the distance is roughly 30 miles. Within 50 miles of Taunton there are 17 larger Census places. The 100-mile radius contains 26 larger places.
What shapes a Taunton personal loan
A Taunton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 60,412 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Taunton. The term you choose in Taunton decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Taunton
The rows below set out what a licensed lender must follow in Massachusetts, and so for Taunton's roughly 60,412 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Division of Banks (Office of the Commissioner of Banks) Source says: "The Division of Banks (DOB) cautions you when applying for a payday loan" | Massachusetts Division of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 20% per annum criminal-usury threshold (M.G.L. c. 271, § 49); statutory exceptions apply Source says: "interest and expenses the aggregate of which exceeds an amount greater than twenty per centum per annum upon the sum loaned" | Massachusetts General Court as of 2026-09-16 |
| Payday lending status | Restricted: DOB states payday lending is not prohibited, but a 'payday loan' is illegal due to the high APR Source says: "Payday lending is not prohibited in Massachusetts. Yet what is referred to as a 'payday loan' is illegal" | Massachusetts Division of Banks as of 2026-09-16 |
Borrowing reach in Taunton
Taunton is moderately settled, with about 1,293 people per square mile and 17 larger places within 50 miles. A Massachusetts licence lets a lender serve Taunton without a local office, so branch density does not change what its 60,412 residents are offered. The nearest larger city, Fall River, MA about 12 miles away.
Common questions
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Nearby places
- Bridgewater Town, MA — population 28,818
- Fall River, MA — population 93,840
- Brockton, MA — population 104,890
- Attleboro, MA — population 46,654
- North Attleborough Town, MA — population 30,943
- Randolph Town, MA — population 34,487
- Pawtucket, RI — population 75,321
- East Providence, RI — population 46,900