Personal loans in Fall River, MA

About 93,840 people live in Fall River, placing it 10th of 54 Census places in Massachusetts. Use the calculator on this page to price an amount and term before you commit in Fall River. Fall River shed about 0.2% of its population between the 2020 base and the 2023 estimate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Fall River's 93,840 residents. The closest larger city is New Bedford, MA about 9 miles away.

The Fall River data picture

Here is the sourced Census picture for Fall River, plus the Massachusetts lending rules that apply to a loan taken out here.

• Population: about 93,840 people live here, which puts Fall River 10th of 54 Census places in Massachusetts (Vintage 2023).
• Population trend: About 0.2% below the 2020 Census base.
• Net change: roughly 144 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 81% of the places in Massachusetts, with 93,840 residents in Fall River.
• Density: roughly 2,833 residents per square mile, spread over 33.1 sq mi of land.
• By land area: Fall River ranks 8th among Massachusetts's 54 places, at 33.1 sq mi.
• Water area rank: Fall River ranks 7th among Massachusetts's 54 places, with 7.12 sq mi.
• Share of state population: Fall River's 93,840 residents are about 2.6% of Massachusetts.
• National standing: Fall River ranks 354th of 19,457 US places.
• Growth rank: Fall River ranks 18th among Massachusetts's 54 places for the 2020-to-2023 change.
• State comparison: Massachusetts's places average -0.7% for 2020-to-2023, against Fall River's 0.2%.
• Density rank: Fall River is the 27th most densely settled place in Massachusetts.
• Against the state median: Fall River runs about 2,833 residents per square mile, where the Massachusetts median is 2,833.
• Location: 41.7254, -71.0942 (Census Gazetteer coordinates).
• Nearest larger cities: New Bedford (9 mi); Providence (18 mi); Brockton (25 mi); Quincy (37 mi); Boston (43 mi). Online lenders reach Fall River no matter how far the nearest branch is.
• Nearest smaller towns: Taunton (12 mi); East Providence (15 mi); Warwick (17 mi).
• Within a 50-mile radius: 30 smaller Census places.
• Larger places within 100 miles: 13.

How Massachusetts law applies in Fall River

This table holds the Massachusetts rate and licensing rules for consumer loans made to Fall River's 93,840 residents.

What a Fall River borrower is actually offered

In Fall River, a mid-sized city of about 93,840, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Fall River's 93,840 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Fall River loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Fall River

Fall River's land area is about 33.1 square miles; a further 7.12 square miles is water. The resulting density is about 2,833 people per square mile. The largest place in Massachusetts, Boston, lies about 43 miles away. A 50-mile radius around Fall River takes in 6 places that are larger. Within the same 50 miles lie 30 smaller Census places.

Where Fall River sits in Massachusetts

Among Massachusetts's 54 places, Fall River sits at 10th for population, a share of roughly 2.6% of the state. For population change between 2020 and 2023, Fall River ranks 18th of 54 in Massachusetts (about the 67th percentile). At about 2,833 people per square mile, Fall River is the 27th most densely settled place in Massachusetts. Between 2020 and 2023 the count changed by roughly 144 residents.

A pre-application checklist for Fall River

For Fall River's roughly 93,840 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Massachusetts licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Fall River-specific: the same Massachusetts licensing and disclosure rules reach all 93,840 residents.