Personal loans in Swedesboro, NJ

Swedesboro by the numbers

Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.

• Population: a Census-estimated 2,741, 243rd among New Jersey's 323 places (Vintage 2023).
• Population trend: Roughly 1.1% more residents than the 2020 Census counted.
• Net change: roughly 31 more people than the 2020 Census counted.
• Size percentile: roughly 25% of New Jersey's places have fewer residents than Swedesboro's 2,741.
• Population density: about 3,750 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Swedesboro ranks 277th among New Jersey's 323 places, at 0.7 sq mi.
• Water area: Swedesboro has 0.04 square miles of water, ranking 207th of 323 places in New Jersey.
• Within New Jersey: about 0.1% of the state's population lives in Swedesboro.
• Nationally: Swedesboro is the 6,563rd-largest of 19,457 Census places in the dataset.
• Growth rank: Swedesboro ranks 72nd among New Jersey's 323 places for the 2020-to-2023 change.
• Against the state trend: Swedesboro's 1.1% change compares with a New Jersey average of +0.3% across its 323 places.
• Density in New Jersey: Swedesboro ranks 146th by people per square mile.
• Density in context: Swedesboro's 3,750 people per square mile sit against a New Jersey median of 3,448.
• Location: the Census Gazetteer records it at 39.7459, -75.3109.
• Nearest larger cities: Woodstown (7 mi); Paulsboro (8 mi); Chester (8 mi); Upland (8 mi); Penns Grove (8 mi). Lenders licensed in the state serve Swedesboro whether or not they keep a local branch.
• Smaller places close by: Marcus Hook (7 mi); Trainer (7 mi); Eddystone (8 mi).
• Within a 50-mile radius: 87 smaller Census places.
• Larger places within 100 miles: 384.

Swedesboro's place among New Jersey's 323 places

Set beside New Jersey's 323 places, Swedesboro ranks 243rd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Swedesboro stands 72nd among New Jersey's 323 places — roughly the 78th percentile. At about 3,750 people per square mile, Swedesboro is the 146th most densely settled place in New Jersey. In land area, Swedesboro ranks 277th among New Jersey's 323 places.

Land, water and location for Swedesboro

Inside Swedesboro's boundaries lie roughly 0.7 square miles of land and 0.04 square miles of water. That land carries about 3,750 people per square mile. For the state's biggest city, Newark, the distance is roughly 90 miles. Within 50 miles of Swedesboro there are 128 larger Census places. Within the same 50 miles lie 87 smaller Census places.

What is available to Swedesboro borrowers

With about 3,750 residents per square mile, Swedesboro is fairly dense, and 128 larger Census places sit within 50 miles. Lenders licensed in New Jersey reach Swedesboro's 2,741 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Woodstown, NJ about 7 miles away.

What shapes a Swedesboro personal loan

In Swedesboro, a small community of about 2,741, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Swedesboro's 2,741 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Swedesboro loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The New Jersey lending rules that reach Swedesboro

Below are the New Jersey rules that apply to a loan made in Swedesboro, each with the regulator that issued it.