Personal loans in Ridley Park, PA

Compare APR, not the interest rate, because the APR folds in most fees on a Ridley Park loan. The 2020 count to the 2023 estimate shows about 0.8% decline in Ridley Park. For the 7,216 people in Ridley Park, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Chester, PA about 3 miles away.

Local context for Ridley Park

Two layers matter for a Ridley Park borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: about 7,216 people live here, which puts Ridley Park 118th of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: A drop of about 0.8% from 2020 to 2023.
• Absolute change: 56 residents lost between 2020 and 2023.
• Size percentile: bigger than about 88% of the places in Pennsylvania, with 7,216 residents in Ridley Park.
• Population density: 6,688 people per square mile on 1.1 square miles of land.
• Land area rank: Ridley Park's 1.1 square miles rank 404th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.1% of the state's population lives in Ridley Park.
• National rank: Ridley Park is 3,932nd of 19,457 places nationwide.
• Growth rank: Ridley Park's 2020-to-2023 change ranks 395th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Ridley Park moved 0.8%.
• Density rank: Ridley Park places 56th among Pennsylvania's places by people per square mile.
• Against the state median: Ridley Park runs about 6,688 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 39.8780, -75.3255 (Census Gazetteer coordinates).
• Nearest larger cities: Chester (3 mi); Brookhaven (4 mi); Collingdale (4 mi); Darby (5 mi); Lansdowne (5 mi). Online lenders reach Ridley Park no matter how far the nearest branch is.
• Smaller places nearby: Prospect Park (1 mi); Rutledge (2 mi); Norwood (2 mi).
• Within a 50-mile radius: 164 smaller Census places.
• Within 100 miles: 215 places are larger than Ridley Park.

Where Ridley Park sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Ridley Park ranks 118th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Ridley Park stands 395th among Pennsylvania's 1,013 places — roughly the 61th percentile. Its roughly 6,688 residents per square mile place it 56th among Pennsylvania's places. Within 50 miles sit 164 smaller Census places, alongside the 55 that are larger.

The geography behind Ridley Park

Ridley Park covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 6,688 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 14 miles from Ridley Park. Counting outward 50 miles, 55 larger communities surround Ridley Park. Within the same 50 miles lie 164 smaller Census places.

Which Pennsylvania laws govern a loan in Ridley Park

Below are the Pennsylvania rules that apply to a loan made in Ridley Park, each with the regulator that issued it.

How personal loans work in Ridley Park

Most loans made to Ridley Park's 7,216 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Ridley Park's 7,216 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ridley Park loan is knowable in advance — unlike a revolving card balance.

How lenders reach Ridley Park

Ridley Park is a densely built community of about 7,216 people, with 55 larger places inside a 50-mile radius. Whether Ridley Park has a local branch or not, a Pennsylvania-licensed lender can serve its 7,216 people online on the same terms. The nearest larger city, Chester, PA about 3 miles away.