Personal loans in Sussex, NJ

Population in Sussex climbed about 1.5% over the three years from 2020 to 2023. Verify the lender's New Jersey licence against the regulator named below before borrowing in Sussex. The next larger city is Hamburg, NJ about 5 miles away. Rate ceilings, licensing requirements and product limits for Sussex are all set at the New Jersey level.

Sussex by the numbers

The figures below are Sussex's own — Census population, land area and coordinates — followed by the New Jersey rules.

• Population: 2,050 — Sussex ranks 260th of 323 communities in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 1.5% across the 2020-to-2023 comparison.
• Absolute change: 31 residents added between 2020 and 2023.
• Size percentile: roughly 20% of New Jersey places rank below Sussex.
• Land and density: 0.6 square miles of land carry roughly 3,457 residents per square mile.
• Land area rank: Sussex's 0.6 square miles rank 294th of 323 places in New Jersey.
• Water area: Sussex has 0.03 square miles of water, ranking 213th of 323 places in New Jersey.
• Share of New Jersey: Sussex holds about 0.0% of the state's population, some 2,050 people.
• Nationally: Sussex is the 7,542nd-largest of 19,457 Census places in the dataset.
• Growth rank: Sussex's 2020-to-2023 change ranks 55th of 323 places in New Jersey.
• Versus New Jersey: the state average change is +0.3%, while Sussex moved 1.5%.
• Density in New Jersey: Sussex ranks 161st by people per square mile.
• Density vs New Jersey: Sussex's 3,457 people per square mile compare with a state median of 3,448.
• Location: it lies at 41.2088, -74.6082 in the Census Gazetteer.
• Nearest larger cities: Hamburg (5 mi); Franklin (7 mi); Ogdensburg (9 mi); Matamoras (12 mi); Port Jervis (12 mi). Larger metros often have more branches, but online lenders reach Sussex on the same terms.
• Nearest smaller towns: Unionville (7 mi); Branchville (8 mi); Milford (13 mi).
• Within a 50-mile radius: 39 smaller Census places.
• Within 100 miles: 539 places are larger than Sussex.

What shapes a Sussex personal loan

In Sussex, a small community of about 2,050, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Sussex can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Sussex loan is knowable in advance — unlike a revolving card balance.

Sussex's place among New Jersey's 323 places

Among New Jersey's 323 places, Sussex sits at 260th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 55th of 323 New Jersey places, putting it near the 83th percentile for growth. Its roughly 3,457 residents per square mile place it 161st among New Jersey's places. In land area, Sussex ranks 294th among New Jersey's 323 places.

Steps to take before a Sussex loan

These steps shape the offer you get in Sussex, a place of about 2,050 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's New Jersey licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

None of these steps is Sussex-specific: the same New Jersey licensing and disclosure rules reach all 2,050 residents.

How New Jersey law applies in Sussex

For the roughly 2,050 residents of Sussex, the rules below are New Jersey's own; each row carries its publisher and retrieval date.

Land, water and location for Sussex

Sussex's land area is about 0.6 square miles; a further 0.03 square miles is water. Spread across it are roughly 3,457 residents per square mile. For the state's biggest city, Newark, the distance is roughly 40 miles. Within 50 miles of Sussex there are 227 larger Census places. By land area it ranks 294th of 323 New Jersey places.