Personal loans in Hamburg, NJ

What the Census records for Hamburg

Here is the sourced Census picture for Hamburg, plus the New Jersey lending rules that apply to a loan taken out here.

• Population: a Census-estimated 3,331, 229th among New Jersey's 323 places (Vintage 2023).
• Population trend: Growth of about 1.8% across the 2020-to-2023 comparison.
• People gained or lost: about 59 more since the 2020 base.
• Size percentile: Hamburg's 3,331 people outrank roughly 29% of the places in New Jersey.
• Density: the Census land area of 1.1 sq mi holds about 2,909 people per square mile.
• Land area: Hamburg covers 1.1 square miles, the 236th-largest area among New Jersey's 323 places.
• Water area rank: Hamburg ranks 222nd among New Jersey's 323 places, with 0.02 sq mi.
• Within New Jersey: about 0.1% of the state's population lives in Hamburg.
• National standing: Hamburg ranks 5,963rd of 19,457 US places.
• Growth in New Jersey: Hamburg stands 48th by percentage change from 2020 to 2023, among 323 places.
• Versus New Jersey: the state average change is +0.3%, while Hamburg moved 1.8%.
• Density in New Jersey: Hamburg ranks 179th by people per square mile.
• Against the state median: Hamburg runs about 2,909 residents per square mile, where the New Jersey median is 3,448.
• Location: 41.1488 / -74.5734, per the US Census Bureau Gazetteer.
• Nearest larger cities: Franklin (3 mi); Newton (12 mi); Warwick (14 mi); Hopatcong (14 mi); Bloomingdale (15 mi). Lenders licensed in the state serve Hamburg whether or not they keep a local branch.
• Smaller places nearby: Sussex (5 mi); Ogdensburg (5 mi); Branchville (9 mi).
• Within a 50-mile radius: 64 smaller Census places.
• Within 100 miles: 447 places are larger than Hamburg.

The Hamburg borrowing checklist

For Hamburg's roughly 3,331 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the New Jersey regulator's records to confirm the lender is licensed here.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Hamburg-specific: the same New Jersey licensing and disclosure rules reach all 3,331 residents.

How lenders reach Hamburg

At roughly 2,909 people per square mile, Hamburg is fairly dense; 217 larger places lie within 50 miles. What is available to Hamburg's 3,331 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Franklin, NJ about 3 miles away.

Hamburg: area, density and distance

Hamburg covers about 1.1 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,909 people per square mile. The largest place in New Jersey, Newark, lies about 36 miles away. Hamburg has 217 larger places within a 50-mile radius. Within the same 50 miles lie 64 smaller Census places.

Hamburg in state context

Hamburg is the 229th-largest of 323 Census places in New Jersey and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Hamburg stands 48th among New Jersey's 323 places — roughly the 85th percentile. By density, at about 2,909 people per square mile, it ranks 179th in New Jersey. Within 50 miles sit 64 smaller Census places, alongside the 217 that are larger.

New Jersey rules behind a Hamburg personal loan

Read the table as a lender's compliance picture for Hamburg: the rule, the sourced figure, the publisher and the date.