Personal loans in Surrey, ND

Judge Surrey offers on total cost, not on how quickly the money arrives. The trend for Surrey between 2020 and 2023 is upward by roughly 4.6%. When North Dakota caps or restricts a product, lenders either change the terms or withdraw it from Surrey as from the rest of the state. The closest larger place is Minot, ND about 7 miles away.

Surrey: population, trend and location

Read the local figures below as context; read the sourced North Dakota table as the rulebook a lender here must follow.

• Population: an estimated 1,417 residents, 34th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 4.6% since the 2020 count.
• Absolute change: 62 residents added between 2020 and 2023.
• Size percentile: bigger than about 90% of the places in North Dakota, with 1,417 residents in Surrey.
• Land and density: 2.1 square miles of land carry roughly 671 residents per square mile.
• Land area: Surrey covers 2.1 square miles, the 39th-largest area among North Dakota's 355 places.
• Share of state population: Surrey's 1,417 residents are about 0.2% of North Dakota.
• Nationally: Surrey is the 8,905th-largest of 19,457 Census places in the dataset.
• Growth in North Dakota: Surrey stands 18th by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Surrey's 4.6% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Surrey places 102nd among North Dakota's places by people per square mile.
• Density in context: Surrey's 671 people per square mile sit against a North Dakota median of 352.
• Location: latitude 48.2430, longitude -101.1283 (Census Gazetteer).
• Nearest larger cities: Minot (7 mi); Garrison (43 mi); Bottineau (51 mi); Rugby (53 mi); Stanley (59 mi). Online lenders reach Surrey no matter how far the nearest branch is.
• Smaller towns nearby: Sawyer (11 mi); Deering (11 mi); Granville (13 mi).
• Smaller places within 50 miles: 40 of them.
• At 100 miles: 11 larger Census places fall inside that radius.

What North Dakota law requires in Surrey

This table holds the North Dakota rate and licensing rules for consumer loans made to Surrey's 1,417 residents.

A pre-application checklist for Surrey

Complete these steps first when you borrow in Surrey (1,417 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Surrey-specific: the same North Dakota licensing and disclosure rules reach all 1,417 residents.

Surrey against the rest of North Dakota

Against North Dakota's other places, Surrey accounts for about 0.2% of the state's population and ranks 34th of 355 by size. On the 2020-to-2023 trend, Surrey stands 18th among North Dakota's 355 places — roughly the 95th percentile. At about 671 people per square mile, Surrey is the 102nd most densely settled place in North Dakota. By land area, its 2.1 square miles rank 39th of 355 places in North Dakota.

Getting a loan in Surrey

At roughly 671 people per square mile, Surrey is moderately settled; 2 larger places lie within 50 miles. Lenders licensed in North Dakota reach Surrey's 1,417 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Minot, ND about 7 miles away.

Surrey on the map

The Census Gazetteer records about 2.1 square miles of land within Surrey, with no significant water area listed. The resulting density is about 671 people per square mile. The largest place in North Dakota, Fargo, lies about 222 miles away. Within 50 miles of Surrey there are 2 larger Census places. By land area it ranks 39th of 355 North Dakota places.