Personal loans in Voltaire, ND

With an estimated 43 residents, Voltaire is the 285th-largest of 355 places in North Dakota. State law, not city hall, decides what a lender may do to Voltaire's roughly 43 residents, and a state regulator supervises it. The 2020 count to the 2023 estimate shows about 4.4% decline in Voltaire. A larger market lies at Velva, ND about 5 miles away.

Local context for Voltaire

The figures below are Voltaire's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: the Census counts 43 residents in Voltaire (Vintage 2023 subcounty estimate), the 285th-largest figure among North Dakota's 355 places.
• Population trend: Lower by roughly 4.4% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: about 20% of North Dakota communities are smaller than Voltaire (43 residents).
• Population density: about 88 people per square mile (Census land area 0.5 sq mi).
• Land area rank: Voltaire's 0.5 square miles rank 194th of 355 places in North Dakota.
• Within North Dakota: about 0.0% of the state's population lives in Voltaire.
• National rank: Voltaire is the 19,078th most populous of the 19,457 Census places covered here.
• Growth rank: Voltaire ranks 318th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Voltaire's 4.4% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Voltaire ranks 299th by people per square mile.
• Density in context: Voltaire's 88 people per square mile sit against a North Dakota median of 352.
• Location: the Census Gazetteer records it at 48.0187, -100.8440.
• Nearest larger cities: Velva (5 mi); Sawyer (11 mi); Karlsruhe (12 mi); Butte (15 mi); Granville (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Bergen (6 mi); Ruso (13 mi); Balfour (15 mi).
• Smaller neighbours: 6 places smaller than Voltaire sit within 50 miles.
• Larger places within 100 miles: 104.

What North Dakota law requires in Voltaire

North Dakota has no separate rate rule for Voltaire; the sourced rows below are what reach every lender that serves its 43 people.

Where Voltaire sits in North Dakota

Against North Dakota's other places, Voltaire accounts for about 0.0% of the state's population and ranks 285th of 355 by size. Its 2020-to-2023 change ranks 318th of 355 North Dakota places, putting it near the 10th percentile for growth. At about 88 people per square mile, Voltaire is the 299th most densely settled place in North Dakota. In land area, Voltaire ranks 194th among North Dakota's 355 places.

What shapes a Voltaire personal loan

A Voltaire personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 43 residents. A lender serving Voltaire's 43 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Voltaire loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Voltaire sits

Voltaire covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 88 residents per square mile. For the state's biggest city, Fargo, the distance is roughly 204 miles. Voltaire has 38 larger places within a 50-mile radius. The 100-mile radius contains 104 larger places.

The Voltaire borrowing checklist

For Voltaire's roughly 43 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the North Dakota licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Voltaire as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 43 residents.