Personal loans in Sugar Notch, PA

Two households in Sugar Notch with comparable incomes can still be offered different rates; the city's 998 residents are not the reason. Census figures put the 2020-to-2023 decrease in Sugar Notch at about 0.2%. If debt is already a strain, a nonprofit credit counsellor can help Sugar Notch residents before they take on more. The nearest larger city is Ashley, PA about 2 miles away.

The Sugar Notch data picture

The figures below are Sugar Notch's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: an estimated 998 residents, 597th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 0.2% between 2020 and 2023.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: Sugar Notch's 998 people outrank roughly 41% of the places in Pennsylvania.
• Density: the Census land area of 1.0 sq mi holds about 1,005 people per square mile.
• Land area rank: Sugar Notch's 1.0 square miles rank 448th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.0% of the state's population lives in Sugar Notch.
• National rank: Sugar Notch is 10,210th of 19,457 places nationwide.
• Growth rank: Sugar Notch ranks 279th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Sugar Notch moved 0.2%.
• Density rank: Sugar Notch is the 724th most densely settled place in Pennsylvania.
• Density in context: Sugar Notch's 1,005 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 41.1939 / -75.9314, per the US Census Bureau Gazetteer.
• Nearest larger cities: Ashley (2 mi); Plymouth (3 mi); Nanticoke (4 mi); Wilkes-Barre (5 mi); Edwardsville (5 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Warrior Run (1 mi); Nuangola (3 mi); Laurel Run (5 mi).
• Smaller neighbours: 63 places smaller than Sugar Notch sit within 50 miles.
• At 100 miles: 537 larger Census places fall inside that radius.

How lenders reach Sugar Notch

With about 1,005 residents per square mile, Sugar Notch is moderately settled, and 117 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Sugar Notch's 998 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Ashley, PA about 2 miles away.

How Pennsylvania law applies in Sugar Notch

For the roughly 998 residents of Sugar Notch, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

Sugar Notch on the map

Sugar Notch covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,005 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 92 miles from Sugar Notch. Within 50 miles of Sugar Notch there are 117 larger Census places. By land area it ranks 448th of 1,013 Pennsylvania places.

Before you apply in Sugar Notch

Before you apply in Sugar Notch, a community of about 998, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Sugar Notch-specific: the same Pennsylvania licensing and disclosure rules reach all 998 residents.

What a Sugar Notch borrower is actually offered

Most loans made to Sugar Notch's 998 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Sugar Notch can be quoted different APRs on the same amount and term. The term you choose in Sugar Notch decides the split between a comfortable payment and the total interest you pay.