Personal loans in Sturgeon Lake, MN

The 2020 count to the 2023 estimate shows about 5.5% growth in Sturgeon Lake. Compare APR, not the interest rate, because the APR folds in most fees on a Sturgeon Lake loan. Every figure below is Minnesota's own, applied to Sturgeon Lake's 462 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Moose Lake, MN about 5 miles away.

Local context for Sturgeon Lake

Set out below is Sturgeon Lake's local context next to the state-level rules that reach every lender here.

• Population: 462 people, a figure that places Sturgeon Lake 512th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 5.5% between 2020 and 2023.
• Absolute change: 24 residents added between 2020 and 2023.
• Size percentile: bigger than about 40% of the places in Minnesota, with 462 residents in Sturgeon Lake.
• Population density: about 123 people per square mile across 3.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Sturgeon Lake's 3.8 square miles rank 205th of 853 places in Minnesota.
• Water area rank: Sturgeon Lake ranks 326th among Minnesota's 853 places, with 0.03 sq mi.
• Share of state population: Sturgeon Lake's 462 residents are about 0.0% of Minnesota.
• Nationally: Sturgeon Lake is the 13,498th-largest of 19,457 Census places in the dataset.
• Growth rank: Sturgeon Lake ranks 62nd among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Sturgeon Lake moved 5.5%.
• Density in Minnesota: Sturgeon Lake ranks 745th by people per square mile.
• Density in context: Sturgeon Lake's 123 people per square mile sit against a Minnesota median of 607.
• Location: 46.3903, -92.8221 (US Census Bureau Gazetteer).
• Nearest larger cities: Moose Lake (5 mi); Barnum (10 mi); Sandstone (18 mi); Carlton (26 mi); Hinckley (26 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Willow River (5 mi); Denham (6 mi); Kettle River (7 mi) — useful context for the surrounding area.
• Smaller neighbours: 25 places smaller than Sturgeon Lake sit within 50 miles.
• Within 100 miles: 215 places are larger than Sturgeon Lake.

Borrowing reach in Sturgeon Lake

At roughly 123 people per square mile, Sturgeon Lake is lightly settled; 26 larger places lie within 50 miles. Distance to a branch rarely matters for Sturgeon Lake's 462 residents: the application is online and the price follows your credit file. The nearest larger city, Moose Lake, MN about 5 miles away.

What to do before borrowing in Sturgeon Lake

Before you apply in Sturgeon Lake, a community of about 462, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

None of these steps is Sturgeon Lake-specific: the same Minnesota licensing and disclosure rules reach all 462 residents.

Sturgeon Lake in state context

Sturgeon Lake is the 512th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 62nd of 853 Minnesota places, putting it near the 93th percentile for growth. Its roughly 123 residents per square mile place it 745th among Minnesota's places. By land area, its 3.8 square miles rank 205th of 853 places in Minnesota.

Minnesota consumer-lending rules applied in Sturgeon Lake

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Sturgeon Lake is bound by the same rules.

Sturgeon Lake on the map

Inside Sturgeon Lake's boundaries lie roughly 3.8 square miles of land and 0.03 square miles of water. The resulting density is about 123 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 101 miles away. Counting outward 50 miles, 26 larger communities surround Sturgeon Lake. The 100-mile radius contains 215 larger places.