Personal loans in Bruno, MN
From the 2020 Census base to the 2023 estimate, the population rose by about 1.2%. With 86 residents, Bruno outranks about 10% of the communities in Minnesota.
Bruno, Minnesota — home to about 86 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Work out your debt-to-income ratio first; lenders weigh it heavily, and Bruno's 86 residents are no exception. Rate ceilings, licensing requirements and product limits for Bruno are all set at the Minnesota level. For a bigger market, look to Willow River, MN about 8 miles away.
Bruno: population, trend and location
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: about 86, ranked 771st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: bigger than about 10% of the places in Minnesota, with 86 residents in Bruno.
- Population density: about 86 people per square mile (Census land area 1.0 sq mi).
- By land area: Bruno ranks 526th among Minnesota's 853 places, at 1.0 sq mi.
- Share of state population: Bruno's 86 residents are about 0.0% of Minnesota.
- National rank: Bruno is 18,364th of 19,457 places nationwide.
- Growth rank: Bruno ranks 228th among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Bruno's 1.2%.
- Density rank: Bruno is the 777th most densely settled place in Minnesota.
- Density vs Minnesota: Bruno's 86 people per square mile compare with a state median of 607.
- Location: 46.2810, -92.6681 (US Census Bureau Gazetteer).
- Nearest larger cities: Willow River (8 mi); Askov (8 mi); Rutledge (10 mi); Sturgeon Lake (11 mi); Moose Lake (13 mi). Living near a larger metro rarely changes what is available in Bruno.
- Smaller places nearby: Kerrick (6 mi); Denham (14 mi); McGrath (29 mi).
- Within a 50-mile radius: 5 smaller Census places.
- At 100 miles: 304 larger Census places fall inside that radius.
Inside a Bruno personal loan
Most loans made to Bruno's 86 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bruno. Shortening the term on a Bruno loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Minnesota law applies in Bruno
Minnesota has no separate rate rule for Bruno; the sourced rows below are what reach every lender that serves its 86 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How Bruno compares across Minnesota
Against Minnesota's other places, Bruno accounts for about 0.0% of the state's population and ranks 771st of 853 by size. For population change between 2020 and 2023, Bruno ranks 228th of 853 in Minnesota (about the 73th percentile). At about 86 people per square mile, Bruno is the 777th most densely settled place in Minnesota. In land area, Bruno ranks 526th among Minnesota's 853 places.
How lenders reach Bruno
With about 86 residents per square mile, Bruno is sparsely settled, and 49 larger Census places sit within 50 miles. Whether Bruno has a local branch or not, a Minnesota-licensed lender can serve its 86 people online on the same terms. The nearest bigger place is Willow River, MN about 8 miles away.
Bruno: area, density and distance
Bruno covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 86 residents, the land area yields roughly 86 people per square mile. The largest place in Minnesota, Minneapolis, lies about 96 miles away. Bruno has 49 larger places within a 50-mile radius. By land area it ranks 526th of 853 Minnesota places.
Common questions
What are my options in Bruno if my credit is poor?
What loan size can I expect in Bruno?
Do I have to pledge anything to borrow in Bruno?
Does comparing loans in Bruno cost me credit score points?
Nearby places
- Kerrick, MN — population 74
- Askov, MN — population 333
- Willow River, MN — population 395
- Sturgeon Lake, MN — population 462
- Moose Lake, MN — population 3,004
- Rutledge, MN — population 217
- Barnum, MN — population 605
- Sandstone, MN — population 2,473