Personal loans in Streeter, ND

Lenders active in Streeter report to a North Dakota supervisor, identified in the sourced rows below. By population, Streeter sits at 183rd in North Dakota, with an estimated 148 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Streeter counts about 148 people, and what is genuinely local about borrowing here is limited — North Dakota law does the governing. Streeter lost roughly 1.3% of its population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Streeter lender. The nearest larger metro is Gackle, ND about 10 miles away.

What the Census records for Streeter

What follows is Streeter's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

Getting a loan in Streeter

Streeter is a lightly settled community of about 148 people, with 12 larger places inside a 50-mile radius. Distance to a branch rarely matters for Streeter's 148 residents: the application is online and the price follows your credit file. The nearest larger city, Gackle, ND about 10 miles away.

Streeter's place among North Dakota's 355 places

Against North Dakota's other places, Streeter accounts for about 0.0% of the state's population and ranks 183rd of 355 by size. For population change between 2020 and 2023, Streeter ranks 138th of 355 in North Dakota (about the 61th percentile). By density, at about 415 people per square mile, it ranks 160th in North Dakota. In land area, Streeter ranks 229th among North Dakota's 355 places.

The state rulebook for Streeter

Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a Streeter lender must follow.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Usury penalties (state-specific rule)Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor.
Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11).
North Dakota Legislative Branch
as of 2026-09-16
Maximum legal interest rate (usury cap)Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%.
Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%).
North Dakota Department of Financial Institutions
as of 2026-09-16

How personal loans work in Streeter

In Streeter, a small community of about 148, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Streeter lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Streeter loan is knowable in advance — unlike a revolving card balance.

Streeter: area, density and distance

The Census Gazetteer records about 0.4 square miles of land within Streeter, with no significant water area listed. Spread across it are roughly 415 residents per square mile. Fargo, the largest place in North Dakota, is about 120 miles from Streeter. Counting outward 50 miles, 12 larger communities surround Streeter. The 100-mile radius contains 73 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Streeter if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Streeter is the same as anywhere in North Dakota.
What loan size can I expect in Streeter?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Streeter?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Streeter cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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