Personal loans in Medina, ND

In Medina, one of 355 Census places in North Dakota, the figure to compare across lenders is the APR, not the advertised rate. For the 265 people in Medina, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Medina. The closest larger place is Gackle, ND about 20 miles away.

Medina by the numbers

Medina is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 265, ranked 133rd of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.9% fewer residents than the 2020 Census counted.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: bigger than about 63% of the places in North Dakota, with 265 residents in Medina.
• Land and density: 1.2 square miles of land carry roughly 218 residents per square mile.
• Land area: Medina covers 1.2 square miles, the 87th-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.0% of the state's population lives in Medina.
• National rank: Medina is the 15,555th most populous of the 19,457 Census places covered here.
• Growth rank: Medina's 2020-to-2023 change ranks 174th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Medina's 1.9%.
• Density rank: Medina places 232nd among North Dakota's places by people per square mile.
• Against the state median: Medina runs about 218 residents per square mile, where the North Dakota median is 352.
• Location: the Census Gazetteer records it at 46.8938, -99.2999.
• Nearest larger cities: Gackle (20 mi); Jamestown (29 mi); Steele (29 mi); Napoleon (35 mi); Carrington (39 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Cleveland (9 mi); Tappen (16 mi); Streeter (17 mi).
• Within a 50-mile radius: 27 smaller Census places.
• Within 100 miles: 50 places are larger than Medina.

Borrowing reach in Medina

Medina is lightly settled, with about 218 people per square mile and 8 larger places within 50 miles. Whether Medina has a local branch or not, a North Dakota-licensed lender can serve its 265 people online on the same terms. The nearest bigger place is Gackle, ND about 20 miles away.

How personal loans work in Medina

With roughly 265 residents, Medina is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Medina lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Medina loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Medina

Medina covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 218 residents per square mile. For the state's biggest city, Fargo, the distance is roughly 117 miles. Within 50 miles of Medina there are 8 larger Census places. By land area it ranks 87th of 355 North Dakota places.

North Dakota consumer-lending rules applied in Medina

North Dakota has no separate rate rule for Medina; the sourced rows below are what reach every lender that serves its 265 people.

How Medina compares across North Dakota

Within North Dakota, Medina holds roughly 0.0% of all residents, the 133rd-largest share among 355 places. Its 2020-to-2023 change ranks 174th of 355 North Dakota places, putting it near the 51th percentile for growth. At about 218 people per square mile, Medina is the 232nd most densely settled place in North Dakota. In land area, Medina ranks 87th among North Dakota's 355 places.