Personal loans in Streator, IL
The first question in Streator is not the rate on offer but whether the payment fits; about 12,269 people live here under Illinois lending law. Use the calculator on this page to price an amount and term before you commit in Streator.
At about 12,269 residents, Streator is larger than roughly 85% of the places in Illinois. Every figure below is Illinois's own, applied to Streator's 12,269 residents, with the publisher and retrieval date attached. A 2020-to-2023 comparison shows Streator down by about 1.9%. For a bigger market, look to Ottawa, IL about 16 miles away.
What the Census records for Streator
What follows is Streator's place in the Census record, alongside the Illinois rules that govern a personal loan made here.
- Population: 12,269 — Streator ranks 193rd of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 236 residents.
- Size percentile: about 85% of Illinois's Census places are smaller than Streator.
- Population density: 1,676 people per square mile on 7.3 square miles of land.
- Land area rank: Streator's 7.3 square miles rank 171st of 1,294 places in Illinois.
- Water area rank: Streator ranks 258th among Illinois's 1,294 places, with 0.07 sq mi.
- Share of Illinois: Streator holds about 0.1% of the state's population, some 12,269 people.
- National standing: Streator ranks 2,732nd of 19,457 US places.
- Growth in Illinois: Streator stands 548th by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Streator moved 1.9%.
- Density rank: Streator is the 313th most densely settled place in Illinois.
- Density in context: Streator's 1,676 people per square mile sit against a Illinois median of 993.
- Location: 41.1250 / -88.8296, per the US Census Bureau Gazetteer.
- Nearest larger cities: Ottawa (16 mi); Morris (27 mi); Channahon (36 mi); Minooka (36 mi); Plano (41 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Kangley (3 mi); Grand Ridge (8 mi); Long Point (9 mi).
- Within a 50-mile radius: 158 smaller Census places.
- At 100 miles: 187 larger Census places fall inside that radius.
Streator's place among Illinois's 1,294 places
Within Illinois, Streator holds roughly 0.1% of all residents, the 193rd-largest share among 1,294 places. For population change between 2020 and 2023, Streator ranks 548th of 1,294 in Illinois (about the 58th percentile). Its roughly 1,676 residents per square mile place it 313th among Illinois's places. Between 2020 and 2023 the count changed by roughly 236 residents.
Borrowing reach in Streator
Streator is moderately settled, with about 1,676 people per square mile and 19 larger places within 50 miles. A Illinois licence lets a lender serve Streator without a local office, so branch density does not change what its 12,269 residents are offered. For a larger market, the closest option is Ottawa, IL about 16 miles away.
Which Illinois laws govern a loan in Streator
Read the table as a lender's compliance picture for Streator: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where Streator sits
The Census Gazetteer records 7.3 square miles of land and 0.07 square miles of water within Streator. With 12,269 residents, the land area yields roughly 1,676 people per square mile. For the state's biggest city, Chicago, the distance is roughly 77 miles. A 50-mile radius around Streator takes in 19 places that are larger. The 100-mile radius contains 187 larger places.
Inside a Streator personal loan
Most loans made to Streator's 12,269 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Streator lender to disclose the APR and finance charge before you sign. Shortening the term on a Streator loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Kangley, IL — population 229
- Grand Ridge, IL — population 510
- Long Point, IL — population 200
- Leonore, IL — population 121
- Cornell, IL — population 440
- Ransom, IL — population 307
- Dana, IL — population 157
- Naplate, IL — population 413