Personal loans in Dana, IL

When Illinois caps or restricts a product, lenders either change the terms or withdraw it from Dana as from the rest of the state. With 157 residents, Dana outranks about 10% of the communities in Illinois. For a community of about 157, the practical step is to compare APR across at least three lenders before committing. From the 2020 Census base to the 2023 estimate, the population declined by about 1.3%. The next larger city is Long Point, IL about 4 miles away.

Dana: population, trend and location

Dana is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 157, ranked 1,164th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.3% fewer residents than the 2020 Census counted.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Dana's 157 people outrank roughly 10% of the places in Illinois.
• Population density: about 714 people per square mile (Census land area 0.2 sq mi).
• Land area: Dana covers 0.2 square miles, the 1,226th-largest area among Illinois's 1,294 places.
• Share of state population: Dana's 157 residents are about 0.0% of Illinois.
• National rank: Dana is the 17,166th most populous of the 19,457 Census places covered here.
• Growth rank: Dana ranks 305th among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Dana's 1.3%.
• Density in Illinois: Dana ranks 843rd by people per square mile.
• Density in context: Dana's 714 people per square mile sit against a Illinois median of 993.
• Location: 40.9565 / -88.9500, per the US Census Bureau Gazetteer.
• Nearest larger cities: Long Point (4 mi); Rutland (5 mi); Minonk (6 mi); Flanagan (7 mi); Wenona (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Panola (13 mi); La Rose (15 mi); Leonore (16 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 737 places are larger than Dana.

What Illinois law requires in Dana

This table holds the Illinois rate and licensing rules for consumer loans made to Dana's 157 residents.

Borrowing reach in Dana

At roughly 714 people per square mile, Dana is moderately settled; 160 larger places lie within 50 miles. A Illinois licence lets a lender serve Dana without a local office, so branch density does not change what its 157 residents are offered. For a larger market, the closest option is Long Point, IL about 4 miles away.

Land, water and location for Dana

Dana covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 157 residents, the land area yields roughly 714 people per square mile. Chicago, the largest place in Illinois, is about 89 miles from Dana. Within 50 miles of Dana there are 160 larger Census places. Within the same 50 miles lie 13 smaller Census places.

The Dana borrowing checklist

A sensible order of operations for a loan in Dana, home to about 157 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Illinois regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Dana as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 157 residents.

Dana's place among Illinois's 1,294 places

Dana is the 1,164th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 305th of 1,294 Illinois places, putting it near the 76th percentile for growth. Its roughly 714 residents per square mile place it 843rd among Illinois's places. Within 50 miles sit 13 smaller Census places, alongside the 160 that are larger.