Personal loans in Strawberry, AR

The Census estimates 263 residents in Strawberry, which ranks it 343rd of 500 places in Arkansas. Borrowers who want a bigger city can look to Cave City, AR about 13 miles away. Every figure below is Arkansas's own, applied to Strawberry's 263 residents, with the publisher and retrieval date attached. Work out your debt-to-income ratio first; lenders weigh it heavily, and Strawberry's 263 residents are no exception.

Local context for Strawberry

Set out below is Strawberry's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 263, 343rd among Arkansas's 500 places (Vintage 2023).
• Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: about 31% of Arkansas's Census places are smaller than Strawberry.
• Density: roughly 112 residents per square mile, spread over 2.3 sq mi of land.
• Land area: Strawberry covers 2.3 square miles, the 225th-largest area among Arkansas's 500 places.
• Share of state population: Strawberry's 263 residents are about 0.0% of Arkansas.
• National standing: Strawberry ranks 15,580th of 19,457 US places.
• Growth rank: Strawberry ranks 293rd among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Strawberry's 1.1%.
• Density rank: Strawberry places 438th among Arkansas's places by people per square mile.
• Density in context: Strawberry's 112 people per square mile sit against a Arkansas median of 386.
• Location: coordinates 35.9665, -91.3211 (US Census Bureau Gazetteer).
• Nearest larger cities: Cave City (13 mi); Swifton (15 mi); Black Rock (15 mi); Portia (16 mi); Sulphur Rock (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Lynn (5 mi); Smithville (8 mi); Powhatan (14 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 34 smaller Census places.
• Within 100 miles: 212 places are larger than Strawberry.

What is available to Strawberry borrowers

At roughly 112 people per square mile, Strawberry is lightly settled; 55 larger places lie within 50 miles. A Arkansas licence lets a lender serve Strawberry without a local office, so branch density does not change what its 263 residents are offered. The nearest larger city, Cave City, AR about 13 miles away.

A practical checklist for Strawberry borrowers

A sensible order of operations for a loan in Strawberry, home to about 263 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Strawberry-specific: the same Arkansas licensing and disclosure rules reach all 263 residents.

The geography behind Strawberry

Inside Strawberry's boundaries lie about 2.3 square miles of land, with no significant water area recorded. That land carries about 112 people per square mile. The largest place in Arkansas, Little Rock, lies about 104 miles away. A 50-mile radius around Strawberry takes in 55 places that are larger. The 100-mile radius contains 212 larger places.

What a Strawberry borrower is actually offered

Strawberry is a small community of about 263 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Strawberry's rank of 343rd in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Strawberry loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Arkansas law applies in Strawberry

This table holds the Arkansas rate and licensing rules for consumer loans made to Strawberry's 263 residents.