Personal loans in Tuckerman, AR

Which products a lender may offer to Tuckerman's 1,683 residents follows from the Arkansas consumer-lending framework.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Tuckerman, Arkansas — home to about 1,683 people — is a small community, so the terms you are offered follow Arkansas law rather than any local rule. By population, Tuckerman sits at 149th in Arkansas, with an estimated 1,683 residents. The trend for Tuckerman between 2020 and 2023 is downward by roughly 1.3%. Pull your credit reports and line up at least three offers before you apply from Tuckerman. Borrowers who want a bigger city can look to Newport, AR about 7 miles away.

Where Tuckerman stands

The figures below are Tuckerman's own — Census population, land area and coordinates — followed by the Arkansas rules.

Where Tuckerman sits

Inside Tuckerman's boundaries lie about 2.7 square miles of land, with no significant water area recorded. That land carries about 629 people per square mile. The largest place in Arkansas, Little Rock, lies about 95 miles away. Within 50 miles of Tuckerman there are 25 larger Census places. Within the same 50 miles lie 69 smaller Census places.

How Tuckerman compares across Arkansas

Set beside Arkansas's 500 places, Tuckerman ranks 149th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Tuckerman ranks 300th of 500 in Arkansas (about the 40th percentile). Its roughly 629 residents per square mile place it 144th among Arkansas's places. Within 50 miles sit 69 smaller Census places, alongside the 25 that are larger.

Inside a Tuckerman personal loan

In Tuckerman, a small community of about 1,683, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Tuckerman's rank of 149th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Tuckerman loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Arkansas laws govern a loan in Tuckerman

Read the table as a lender's compliance picture for Tuckerman: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

Getting a loan in Tuckerman

Tuckerman is moderately settled, with about 629 people per square mile and 25 larger places within 50 miles. A Arkansas licence lets a lender serve Tuckerman without a local office, so branch density does not change what its 1,683 residents are offered. The nearest bigger place is Newport, AR about 7 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Tuckerman if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Tuckerman is the same as anywhere in Arkansas.
What loan size can I expect in Tuckerman?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Tuckerman?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Tuckerman cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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