Personal loans in Stone Creek, OH

In Stone Creek, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Stone Creek's 144 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Stone Creek. The nearest larger metro is Port Washington, OH about 5 miles away.

Local context for Stone Creek

What follows is Stone Creek's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: 144 residents; Stone Creek is the 864th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: about 6% of Ohio's Census places are smaller than Stone Creek.
• Population density: 339 people per square mile on 0.4 square miles of land.
• Land area: Stone Creek covers 0.4 square miles, the 715th-largest area among Ohio's 924 places.
• Share of state population: Stone Creek's 144 residents are about 0.0% of Ohio.
• National rank: Stone Creek is the 17,372nd most populous of the 19,457 Census places covered here.
• Growth rank: Stone Creek's 2020-to-2023 change ranks 575th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Stone Creek's 1.4%.
• Density rank: Stone Creek is the 863rd most densely settled place in Ohio.
• Against the state median: Stone Creek runs about 339 residents per square mile, where the Ohio median is 1,289.
• Location: 40.3988, -81.5553 (US Census Bureau Gazetteer).
• Nearest larger cities: Port Washington (5 mi); Gnadenhutten (7 mi); Baltic (8 mi); Tuscarawas (8 mi); New Philadelphia (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Plainfield (16 mi); Leesville (19 mi); Deersville (20 mi).
• Within a 50-mile radius: 17 smaller Census places.
• At 100 miles: 742 larger Census places fall inside that radius.

Where Stone Creek sits

Stone Creek's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 339 people per square mile. The largest place in Ohio, Columbus, lies about 81 miles away. Within 50 miles of Stone Creek there are 155 larger Census places. Within the same 50 miles lie 17 smaller Census places.

What is available to Stone Creek borrowers

Stone Creek is lightly settled, with about 339 people per square mile and 155 larger places within 50 miles. What is available to Stone Creek's 144 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Port Washington, OH about 5 miles away.

How a Stone Creek personal loan is priced

Stone Creek is a small community of about 144 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Stone Creek's rank of 864th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Stone Creek loan is knowable in advance — unlike a revolving card balance.

Stone Creek's place among Ohio's 924 places

Within Ohio, Stone Creek holds roughly 0.0% of all residents, the 864th-largest share among 924 places. Its 2020-to-2023 change ranks 575th of 924 Ohio places, putting it near the 38th percentile for growth. By density, at about 339 people per square mile, it ranks 863rd in Ohio. Within 50 miles sit 17 smaller Census places, alongside the 155 that are larger.

The Ohio lending rules that reach Stone Creek

Read the table as a lender's compliance picture for Stone Creek: the rule, the sourced figure, the publisher and the date.