Personal loans in Stockport, OH
Stockport is home to roughly 474 people and stands 676th by size out of 924 Census places in Ohio. Stockport is a small community in Ohio, with an estimated 474 residents, and every licensed lender here follows the same state rulebook.
The trend for Stockport between 2020 and 2023 is downward by roughly 1.9%. Pull your credit reports and line up at least three offers before you apply from Stockport. For the 474 people in Stockport, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Malta, OH about 8 miles away.
Stockport: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: 474 people, a figure that places Stockport 676th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.9% from 2020 to 2023.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: Stockport's 474 people outrank roughly 27% of the places in Ohio.
- Land and density: 0.3 square miles of land carry roughly 1,441 residents per square mile.
- Land area: Stockport covers 0.3 square miles, the 761st-largest area among Ohio's 924 places.
- Share of Ohio: Stockport holds about 0.0% of the state's population, some 474 people.
- National standing: Stockport ranks 13,384th of 19,457 US places.
- Growth rank: Stockport ranks 701st among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Stockport's 1.9%.
- Density rank: Stockport is the 390th most densely settled place in Ohio.
- Density in context: Stockport's 1,441 people per square mile sit against a Ohio median of 1,289.
- Location: 39.5489, -81.7944 (Census Gazetteer coordinates).
- Nearest larger cities: Malta (8 mi); McConnelsville (8 mi); Beverly (8 mi); Lowell (15 mi); Glouster (16 mi). Lenders licensed in the state serve Stockport whether or not they keep a local branch.
- Smaller towns nearby: Chesterhill (5 mi); Amesville (13 mi); Trimble (16 mi).
- Smaller neighbours: 47 places smaller than Stockport sit within 50 miles.
- At 100 miles: 337 larger Census places fall inside that radius.
Stockport's place among Ohio's 924 places
Within Ohio, Stockport holds roughly 0.0% of all residents, the 676th-largest share among 924 places. On the 2020-to-2023 trend, Stockport stands 701st among Ohio's 924 places — roughly the 24th percentile. At about 1,441 people per square mile, Stockport is the 390th most densely settled place in Ohio. In land area, Stockport ranks 761st among Ohio's 924 places.
Before you apply in Stockport
Before you hand your details to a lender in Stockport, where the population is near 474:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Ohio regulator's licence records before you sign.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Ohio; what changes is your credit file, not the fact that Stockport holds 474 people.
How a Stockport personal loan is priced
With roughly 474 residents, Stockport is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Stockport's 474 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Stockport loan is knowable in advance — unlike a revolving card balance.
Which Ohio laws govern a loan in Stockport
Ohio has no separate rate rule for Stockport; the sourced rows below are what reach every lender that serves its 474 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Stockport on the map
The Census Gazetteer records about 0.3 square miles of land within Stockport, with no significant water area listed. With 474 residents, the land area yields roughly 1,441 people per square mile. The state's population centre of gravity, Columbus, is roughly 70 miles away. A 50-mile radius around Stockport takes in 69 places that are larger. By land area it ranks 761st of 924 Ohio places.
Common questions
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Nearby places
- Chesterhill, OH — population 268
- McConnelsville, OH — population 1,639
- Malta, OH — population 555
- Beverly, OH — population 1,209
- Amesville, OH — population 170
- Lowell, OH — population 553
- Glouster, OH — population 1,629
- Trimble, OH — population 322