Personal loans in Amesville, OH

With roughly 170 residents, Amesville is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. An estimated 170 people make their home in Amesville, a figure that ranks 841st in Ohio. The 2020 count to the 2023 estimate shows about 1.7% decline in Amesville. Use the calculator on this page to price an amount and term before you commit in Amesville. The closest larger place is Chesterhill, OH about 8 miles away.

Borrowing in Amesville: the local picture

Here is the sourced Census picture for Amesville, plus the Ohio lending rules that apply to a loan taken out here.

• Population: a Census-estimated 170, 841st among Ohio's 924 places (Vintage 2023).
• Population trend: Lower by roughly 1.7% since the 2020 count.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: bigger than about 9% of the places in Ohio, with 170 residents in Amesville.
• Density: roughly 749 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Amesville ranks 835th among Ohio's 924 places, at 0.2 sq mi.
• Share of Ohio: Amesville holds about 0.0% of the state's population, some 170 people.
• Nationally: Amesville is the 16,940th-largest of 19,457 Census places in the dataset.
• Growth rank: Amesville's 2020-to-2023 change ranks 668th of 924 places in Ohio.
• Against the state trend: Amesville's 1.7% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Amesville ranks 718th by people per square mile.
• Against the state median: Amesville runs about 749 residents per square mile, where the Ohio median is 1,289.
• Location: 39.4013, -81.9551 (Census Gazetteer coordinates).
• Nearest larger cities: Chesterhill (8 mi); Jacksonville (8 mi); Trimble (9 mi); Chauncey (9 mi); Athens (9 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Hemlock (17 mi); Wilkesville (30 mi); Macksburg (31 mi).
• Within a 50-mile radius: 19 smaller Census places.
• Within 100 miles: 413 places are larger than Amesville.

The anatomy of a Amesville personal loan

In Amesville, a small community of about 170, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Amesville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Amesville decides the split between a comfortable payment and the total interest you pay.

The geography behind Amesville

Amesville covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 749 people per square mile. The state's population centre of gravity, Columbus, is roughly 68 miles away. Amesville has 90 larger places within a 50-mile radius. By land area it ranks 835th of 924 Ohio places.

Amesville's place among Ohio's 924 places

Set beside Ohio's 924 places, Amesville ranks 841st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 668th of 924 Ohio places, putting it near the 28th percentile for growth. By density, at about 749 people per square mile, it ranks 718th in Ohio. Within 50 miles sit 19 smaller Census places, alongside the 90 that are larger.

The state rulebook for Amesville

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Amesville lender must follow.

A practical checklist for Amesville borrowers

Before you hand your details to a lender in Amesville, where the population is near 170:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Ohio licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Amesville and the rest of Ohio is not the process but the borrower's own file, among the 170 people here.