Personal loans in Stockham, NE

Stockham's population was effectively unchanged from the 2020 count to the 2023 estimate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Stockham's 33 residents are no exception. Rate ceilings, licensing requirements and product limits for Stockham are all set at the Nebraska level. Borrowers who want a bigger city can look to Saronville, NE about 8 miles away.

The Stockham data picture

Only a few things actually differ by place — population, area, location, and the Nebraska rules a lender must follow — and they are below.

• Population: 33 people, a figure that places Stockham 504th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: roughly 4% of Nebraska places rank below Stockham.
• Land and density: 0.2 square miles of land carry roughly 195 residents per square mile.
• Land area rank: Stockham's 0.2 square miles rank 448th of 527 places in Nebraska.
• Share of state population: Stockham's 33 residents are about 0.0% of Nebraska.
• National standing: Stockham ranks 19,198th of 19,457 US places.
• Growth rank: Stockham ranks 211th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Stockham's 0.0%.
• Density rank: Stockham places 488th among Nebraska's places by people per square mile.
• Density in context: Stockham's 195 people per square mile sit against a Nebraska median of 830.
• Location: 40.7164, -97.9434 (Census Gazetteer coordinates).
• Nearest larger cities: Saronville (8 mi); Henderson (8 mi); Sutton (9 mi); Harvard (10 mi); Aurora (11 mi). Lenders licensed in the state serve Stockham whether or not they keep a local branch.
• Nearest smaller places: Lushton (12 mi); Strang (28 mi); Nora (38 mi).
• Smaller neighbours: 5 places smaller than Stockham sit within 50 miles.
• Within 100 miles: 341 places are larger than Stockham.

The anatomy of a Stockham personal loan

Stockham is a small community of about 33 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Stockham's 33 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Stockham loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Nebraska consumer-lending rules applied in Stockham

Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Stockham lender must follow.

Stockham's place among Nebraska's 527 places

Within Nebraska, Stockham holds roughly 0.0% of all residents, the 504th-largest share among 527 places. Its 2020-to-2023 change ranks 211th of 527 Nebraska places, putting it near the 60th percentile for growth. Its roughly 195 residents per square mile place it 488th among Nebraska's places. Within 50 miles sit 5 smaller Census places, alongside the 93 that are larger.

Where Stockham sits

The Census Gazetteer records about 0.2 square miles of land within Stockham, with no significant water area listed. That land carries about 195 people per square mile. Omaha, the largest place in Nebraska, is about 106 miles from Stockham. A 50-mile radius around Stockham takes in 93 places that are larger. The 100-mile radius contains 341 larger places.

Getting a loan in Stockham

Stockham is a lightly settled community of about 33 people, with 93 larger places inside a 50-mile radius. A Nebraska licence lets a lender serve Stockham without a local office, so branch density does not change what its 33 residents are offered. The nearest bigger place is Saronville, NE about 8 miles away.