Personal loans in Hampton, NE
The 2020 count to the 2023 estimate shows about 1.6% growth in Hampton. The Census estimates 438 residents in Hampton, which ranks it 210th of 527 places in Nebraska.
The first question in Hampton is not the rate on offer but whether the payment fits; about 438 people live here under Nebraska lending law. Verify the lender's Nebraska licence against the regulator named below before borrowing in Hampton. Every figure below is Nebraska's own, applied to Hampton's 438 residents, with the publisher and retrieval date attached. For a bigger market, look to Aurora, NE about 6 miles away.
Hampton: the sourced local profile
Most of what governs a Hampton loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: 438 — Hampton ranks 210th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.6% more residents than the 2020 Census counted.
- Net change: roughly 7 more people than the 2020 Census counted.
- Size percentile: Hampton sits ahead of around 60% of Nebraska places, at 438 people.
- Population density: about 1,223 people per square mile (Census land area 0.4 sq mi).
- Land area: Hampton covers 0.4 square miles, the 303rd-largest area among Nebraska's 527 places.
- Share of Nebraska: Hampton holds about 0.0% of the state's population, some 438 people.
- National rank: Hampton sits 13,713th by population among the 19,457 places in this dataset.
- Growth in Nebraska: Hampton stands 88th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Hampton moved 1.6%.
- Density in Nebraska: Hampton ranks 130th by people per square mile.
- Against the state median: Hampton runs about 1,223 residents per square mile, where the Nebraska median is 830.
- Location: 40.8810, -97.8877 (US Census Bureau Gazetteer).
- Nearest larger cities: Aurora (6 mi); Henderson (8 mi); York (15 mi); Central City (17 mi); McCool Junction (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Bradshaw (7 mi); Marquette (11 mi); Stockham (12 mi) — useful context for the surrounding area.
- Smaller neighbours: 64 places smaller than Hampton sit within 50 miles.
- At 100 miles: 136 larger Census places fall inside that radius.
The Hampton borrowing checklist
Before you hand your details to a lender in Hampton, where the population is near 438:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Hampton as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 438 residents.
Where Hampton sits in Nebraska
Hampton is the 210th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Hampton stands 88th among Nebraska's 527 places — roughly the 83th percentile. By density, at about 1,223 people per square mile, it ranks 130th in Nebraska. Within 50 miles sit 64 smaller Census places, alongside the 37 that are larger.
The state rulebook for Hampton
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Hampton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Land, water and location for Hampton
Inside Hampton's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 438 residents, the land area yields roughly 1,223 people per square mile. The state's population centre of gravity, Omaha, is roughly 99 miles away. Hampton has 37 larger places within a 50-mile radius. The 100-mile radius contains 136 larger places.
Borrowing reach in Hampton
Hampton is moderately settled, with about 1,223 people per square mile and 37 larger places within 50 miles. A Nebraska licence lets a lender serve Hampton without a local office, so branch density does not change what its 438 residents are offered. The nearest bigger place is Aurora, NE about 6 miles away.
Common questions
What are my options in Hampton if my credit is poor?
What loan size can I expect in Hampton?
Do I have to pledge anything to borrow in Hampton?
Does comparing loans in Hampton cost me credit score points?
Nearby places
- Aurora, NE — population 4,704
- Henderson, NE — population 1,084
- Bradshaw, NE — population 280
- Stockham, NE — population 33
- Marquette, NE — population 240
- Hordville, NE — population 135
- Polk, NE — population 343
- Lushton, NE — population 28