Personal loans in Spivey, KS

From the 2020 Census base to the 2023 estimate, the population declined by about 1.7%. Decide the purpose of the loan and your repayment plan before sharing any details with a Spivey lender. Lenders active in Spivey report to a Kansas supervisor, identified in the sourced rows below. The nearest larger city is Zenda, KS about 6 miles away.

Borrowing in Spivey: the local picture

Here is the sourced Census picture for Spivey, plus the Kansas lending rules that apply to a loan taken out here.

• Population: 58 people, a figure that places Spivey 562nd among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: about 10% of Kansas communities are smaller than Spivey (58 residents).
• Density: roughly 111 residents per square mile, spread over 0.5 sq mi of land.
• Land area rank: Spivey's 0.5 square miles rank 309th of 625 places in Kansas.
• Share of state population: Spivey's 58 residents are about 0.0% of Kansas.
• National rank: Spivey sits 18,862nd by population among the 19,457 places in this dataset.
• Growth rank: Spivey's 2020-to-2023 change ranks 366th of 625 places in Kansas.
• Against the state trend: Spivey's 1.7% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Spivey is the 609th most densely settled place in Kansas.
• Density in context: Spivey's 111 people per square mile sit against a Kansas median of 764.
• Location: mapped by the US Census Bureau at 37.4484, -98.1657.
• Nearest larger cities: Zenda (6 mi); Harper (14 mi); Kingman (14 mi); Attica (15 mi); Norwich (17 mi). Lenders licensed in the state serve Spivey whether or not they keep a local branch.
• Nearest smaller towns: Nashville (14 mi); Danville (19 mi); Penalosa (20 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 12 smaller Census places.
• Within 100 miles: 223 places are larger than Spivey.

The anatomy of a Spivey personal loan

With roughly 58 residents, Spivey is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Spivey loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Spivey loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Spivey

Spivey is a lightly settled community of about 58 people, with 55 larger places inside a 50-mile radius. A Kansas licence lets a lender serve Spivey without a local office, so branch density does not change what its 58 residents are offered. The nearest bigger place is Zenda, KS about 6 miles away.

Spivey on the map

The Census Gazetteer records about 0.5 square miles of land within Spivey, with no significant water area listed. With 58 residents, the land area yields roughly 111 people per square mile. Wichita, the largest place in Kansas, is about 48 miles from Spivey. Spivey has 55 larger places within a 50-mile radius. The 100-mile radius contains 223 larger places.

The state rulebook for Spivey

This table holds the Kansas rate and licensing rules for consumer loans made to Spivey's 58 residents.

How Spivey compares across Kansas

Within Kansas, Spivey holds roughly 0.0% of all residents, the 562nd-largest share among 625 places. Its 2020-to-2023 change ranks 366th of 625 Kansas places, putting it near the 41th percentile for growth. Its roughly 111 residents per square mile place it 609th among Kansas's places. Between 2020 and 2023 the count changed by roughly 1 residents.