Personal loans in Nashville, KS
In Nashville, one of 625 Census places in Kansas, the figure to compare across lenders is the APR, not the advertised rate. At about 51 residents, Nashville is larger than roughly 8% of the places in Kansas. Population in Nashville dropped about 5.6% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Nashville sits on the Kansas side of that line. Read the disclosure for an origination fee and any prepayment penalty before signing in Nashville. The next larger city is Isabel, KS about 7 miles away.
The Nashville data picture
Only a few things actually differ by place — population, area, location, and the Kansas rules a lender must follow — and they are below.
- Population: about 51 people live here, which puts Nashville 574th of 625 Census places in Kansas (Vintage 2023).
- Population trend: About 5.6% below the 2020 Census base.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: with 51 residents, Nashville is larger than about 8% of Kansas's Census places.
- Population density: 249 people per square mile on 0.2 square miles of land.
- By land area: Nashville ranks 522nd among Kansas's 625 places, at 0.2 sq mi.
- Share of Kansas: Nashville holds about 0.0% of the state's population, some 51 people.
- National rank: Nashville is the 18,964th most populous of the 19,457 Census places covered here.
- Growth rank: Nashville ranks 611th among Kansas's 625 places for the 2020-to-2023 change.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Nashville's 5.6%.
- Density rank: Nashville places 557th among Kansas's places by people per square mile.
- Against the state median: Nashville runs about 249 residents per square mile, where the Kansas median is 764.
- Location: latitude 37.4384, longitude -98.4228 (Census Gazetteer).
- Nearest larger cities: Isabel (7 mi); Zenda (8 mi); Sharon (13 mi); Medicine Lodge (14 mi); Spivey (14 mi). Online lenders reach Nashville no matter how far the nearest branch is.
- Smaller places close by: Penalosa (20 mi); Sun City (27 mi); Langdon (29 mi).
- Smaller neighbours: 10 places smaller than Nashville sit within 50 miles.
- At 100 miles: 223 larger Census places fall inside that radius.
Kansas rules behind a Nashville personal loan
Kansas has no separate rate rule for Nashville; the sourced rows below are what reach every lender that serves its 51 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
The Nashville borrowing checklist
A sensible order of operations for a loan in Nashville, home to about 51 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Kansas licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Nashville and the rest of Kansas is not the process but the borrower's own file, among the 51 people here.
Inside a Nashville personal loan
A Nashville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 51 residents. Because pricing is borrower-level, two people in Nashville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Nashville loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Nashville sits
Inside Nashville's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 249 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 62 miles. A 50-mile radius around Nashville takes in 49 places that are larger. By land area it ranks 522nd of 625 Kansas places.
Nashville in state context
Against Kansas's other places, Nashville accounts for about 0.0% of the state's population and ranks 574th of 625 by size. On the 2020-to-2023 trend, Nashville stands 611th among Kansas's 625 places — roughly the 2th percentile. By density, at about 249 people per square mile, it ranks 557th in Kansas. In land area, Nashville ranks 522nd among Kansas's 625 places.
Common questions
What are my options in Nashville if my credit is poor?
What loan size can I expect in Nashville?
Do I have to pledge anything to borrow in Nashville?
Does comparing loans in Nashville cost me credit score points?
Nearby places
- Isabel, KS — population 64
- Zenda, KS — population 68
- Sharon, KS — population 141
- Cunningham, KS — population 412
- Medicine Lodge, KS — population 1,707
- Spivey, KS — population 58
- Sawyer, KS — population 89
- Attica, KS — population 508