Personal loans in South Portland, ME

The first question in South Portland is not the rate on offer but whether the payment fits; about 26,840 people live here under Maine lending law. The 2020 count to the 2023 estimate shows about 1.3% growth in South Portland. Price two or three terms so you can see which payment is truly affordable in South Portland. The nearest larger city is Portland, ME about 5 miles away.

Borrowing in South Portland: the local picture

Two layers matter for a South Portland borrower: the local population picture and Maine's consumer-lending statutes.

• Population: 26,840 residents; South Portland is the 4th-largest of 23 places in Maine (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 1.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 343 residents.
• Size percentile: South Portland's 26,840 people outrank roughly 83% of the places in Maine.
• Population density: about 2,228 people per square mile across 12.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: South Portland's 12.0 square miles rank 20th of 23 places in Maine.
• Water area: South Portland has 1.97 square miles of water, ranking 13th of 23 places in Maine.
• Within Maine: about 6.9% of the state's population lives in South Portland.
• National rank: South Portland sits 1,456th by population among the 19,457 places in this dataset.
• Growth in Maine: South Portland stands 10th by percentage change from 2020 to 2023, among 23 places.
• State comparison: Maine's places average +1.3% for 2020-to-2023, against South Portland's 1.3%.
• Density rank: South Portland places 2nd among Maine's places by people per square mile.
• Density in context: South Portland's 2,228 people per square mile sit against a Maine median of 466.
• Location: coordinates 43.6314, -70.2860 (US Census Bureau Gazetteer).
• Nearest larger cities: Portland (5 mi); Lewiston (32 mi); Rochester (42 mi); Dover (43 mi); Concord (70 mi). Larger metros often have more branches, but online lenders reach South Portland on the same terms.
• Smaller towns nearby: Westbrook (6 mi); Saco (10 mi); Biddeford (14 mi).
• Smaller neighbours: 9 places smaller than South Portland sit within 50 miles.
• Within 100 miles: 26 places are larger than South Portland.

How lenders reach South Portland

With about 2,228 residents per square mile, South Portland is fairly dense, and 4 larger Census places sit within 50 miles. What is available to South Portland's 26,840 borrowers is set by Maine licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Portland, ME about 5 miles away.

The geography behind South Portland

The Census Gazetteer records 12.0 square miles of land and 1.97 square miles of water within South Portland. The resulting density is about 2,228 people per square mile. For the state's biggest city, Portland, the distance is roughly 5 miles. Counting outward 50 miles, 4 larger communities surround South Portland. Within the same 50 miles lie 9 smaller Census places.

What a South Portland borrower is actually offered

With roughly 26,840 residents, South Portland is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving South Portland's 26,840 residents must disclose the APR and finance charge in writing before you sign. The term you choose in South Portland decides the split between a comfortable payment and the total interest you pay.

The Maine lending rules that reach South Portland

For the roughly 26,840 residents of South Portland, the rules below are Maine's own; each row carries its publisher and retrieval date.

South Portland in state context

Set beside Maine's 23 places, South Portland ranks 4th by population and holds about 6.9% of the state total. On the 2020-to-2023 trend, South Portland stands 10th among Maine's 23 places — roughly the 57th percentile. By density, at about 2,228 people per square mile, it ranks 2nd in Maine. By land area, its 12.0 square miles rank 20th of 23 places in Maine.