Personal loans in Bath, ME

A personal loan in Bath is priced from your credit file and income, not from the fact that the city holds 8,844 people. A 2020-to-2023 comparison shows Bath up by about 0.9%. Use the calculator on this page to price an amount and term before you commit in Bath. The closest larger place is Lewiston, ME about 19 miles away.

The Bath data picture

Most of what governs a Bath loan is written in Maine law rather than in the city; the sourced notes below make that split concrete.

• Population: 8,844 residents; Bath is the 13th-largest of 23 places in Maine (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 0.9% since the 2020 count.
• Net change: roughly 77 more people than the 2020 Census counted.
• Size percentile: Bath's 8,844 people outrank roughly 43% of the places in Maine.
• Land and density: 9.1 square miles of land carry roughly 970 residents per square mile.
• Land area: Bath covers 9.1 square miles, the 21st-largest area among Maine's 23 places.
• Water area rank: Bath ranks 10th among Maine's 23 places, with 4.10 sq mi.
• Within Maine: about 2.3% of the state's population lives in Bath.
• Nationally: Bath is the 3,424th-largest of 19,457 Census places in the dataset.
• Growth rank: Bath ranks 15th among Maine's 23 places for the 2020-to-2023 change.
• Versus Maine: the state average change is +1.3%, while Bath moved 0.9%.
• Density rank: Bath is the 6th most densely settled place in Maine.
• Density vs Maine: Bath's 970 people per square mile compare with a state median of 466.
• Location: 43.9325, -69.8472 (Census Gazetteer coordinates).
• Nearest larger cities: Lewiston (19 mi); Auburn (23 mi); Portland (27 mi); Augusta (28 mi); Westbrook (30 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Gardiner (18 mi); Hallowell (25 mi); Rockland (38 mi).
• Smaller neighbours: 3 places smaller than Bath sit within 50 miles.
• Within 100 miles: 21 places are larger than Bath.

Maine rules behind a Bath personal loan

For the roughly 8,844 residents of Bath, the rules below are Maine's own; each row carries its publisher and retrieval date.

What is available to Bath borrowers

Bath is a moderately settled community of about 8,844 people, with 9 larger places inside a 50-mile radius. What is available to Bath's 8,844 borrowers is set by Maine licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lewiston, ME about 19 miles away.

A pre-application checklist for Bath

A sensible order of operations for a loan in Bath, home to about 8,844 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Maine regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Bath and the rest of Maine is not the process but the borrower's own file, among the 8,844 people here.

Bath: area, density and distance

Inside Bath's boundaries lie roughly 9.1 square miles of land and 4.10 square miles of water. The resulting density is about 970 people per square mile. The state's population centre of gravity, Portland, is roughly 27 miles away. A 50-mile radius around Bath takes in 9 places that are larger. Within the same 50 miles lie 3 smaller Census places.

The anatomy of a Bath personal loan

With roughly 8,844 residents, Bath is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Bath lender to disclose the APR and finance charge before you sign. Shortening the term on a Bath loan raises the monthly payment but cuts the interest; lengthening it does the reverse.