Personal loans in South Carrollton, KY

A lender serving South Carrollton holds a Kentucky licence and answers to a Kentucky regulator; no city office is involved for its 139 residents. By population, South Carrollton sits at 396th in Kentucky, with an estimated 139 residents. Population in South Carrollton dropped about 0.7% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in South Carrollton. The closest larger place is Central City, KY about 3 miles away.

South Carrollton by the numbers

Two layers matter for a South Carrollton borrower: the local population picture and Kentucky's consumer-lending statutes.

• Population: the Census counts 139 residents in South Carrollton (Vintage 2023 subcounty estimate), the 396th-largest figure among Kentucky's 416 places.
• Population trend: About 0.7% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: roughly 5% of Kentucky places rank below South Carrollton.
• Density: roughly 549 residents per square mile, spread over 0.3 sq mi of land.
• Land area: South Carrollton covers 0.3 square miles, the 335th-largest area among Kentucky's 416 places.
• Share of state population: South Carrollton's 139 residents are about 0.0% of Kentucky.
• National standing: South Carrollton ranks 17,441st of 19,457 US places.
• Growth rank: South Carrollton ranks 213th among Kentucky's 416 places for the 2020-to-2023 change.
• Against the state trend: South Carrollton's 0.7% change compares with a Kentucky average of -0.2% across its 416 places.
• Density in Kentucky: South Carrollton ranks 324th by people per square mile.
• Against the state median: South Carrollton runs about 549 residents per square mile, where the Kentucky median is 1,045.
• Location: 37.3353 / -87.1402, per the US Census Bureau Gazetteer.
• Nearest larger cities: Central City (3 mi); Bremen (5 mi); Powderly (7 mi); Island (7 mi); Rockport (8 mi). Online lenders reach South Carrollton no matter how far the nearest branch is.
• Nearest smaller places: Rochester (16 mi); Woodbury (30 mi); Wheatcroft (41 mi).
• Smaller neighbours: 3 places smaller than South Carrollton sit within 50 miles.
• Larger places within 100 miles: 287.

What a South Carrollton borrower is actually offered

A South Carrollton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 139 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in South Carrollton. A longer term lowers the monthly payment on a South Carrollton loan but raises total interest, so the smallest payment is not the cheapest loan.

South Carrollton: area, density and distance

Inside South Carrollton's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 549 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 155 miles away. Within 50 miles of South Carrollton there are 71 larger Census places. By land area it ranks 335th of 416 Kentucky places.

South Carrollton's place among Kentucky's 416 places

Set beside Kentucky's 416 places, South Carrollton ranks 396th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, South Carrollton ranks 213th of 416 in Kentucky (about the 49th percentile). By density, at about 549 people per square mile, it ranks 324th in Kentucky. Within 50 miles sit 3 smaller Census places, alongside the 71 that are larger.

Getting a loan in South Carrollton

With about 549 residents per square mile, South Carrollton is moderately settled, and 71 larger Census places sit within 50 miles. A Kentucky licence lets a lender serve South Carrollton without a local office, so branch density does not change what its 139 residents are offered. The nearest larger city, Central City, KY about 3 miles away.

The Kentucky lending rules that reach South Carrollton

For the roughly 139 residents of South Carrollton, the rules below are Kentucky's own; each row carries its publisher and retrieval date.