Personal loans in Greenville, KY
The roughly 4,374 people who live in Greenville borrow under Kentucky rules; city hall sets no personal-loan rate. With an estimated 4,374 residents, Greenville is the 86th-largest of 416 places in Kentucky.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Greenville loan. Greenville shed about 2.6% of its population between the 2020 base and the 2023 estimate. A lender that serves Greenville operates under Kentucky lending statutes and a Kentucky supervisor. For a bigger market, look to Central City, KY about 7 miles away.
Greenville: population, trend and location
Greenville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 4,374 residents in Greenville (Vintage 2023 subcounty estimate), the 86th-largest figure among Kentucky's 416 places.
- Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
- Net change: roughly 117 fewer people than the 2020 Census counted.
- Size percentile: with 4,374 residents, Greenville is larger than about 79% of Kentucky's Census places.
- Land and density: 5.1 square miles of land carry roughly 852 residents per square mile.
- By land area: Greenville ranks 72nd among Kentucky's 416 places, at 5.1 sq mi.
- Water area rank: Greenville ranks 40th among Kentucky's 416 places, with 0.14 sq mi.
- State population share: Greenville accounts for about 0.2% of everyone in Kentucky.
- Nationally: Greenville is the 5,218th-largest of 19,457 Census places in the dataset.
- Growth rank: Greenville's 2020-to-2023 change ranks 357th of 416 places in Kentucky.
- State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Greenville's 2.6%.
- Density in Kentucky: Greenville ranks 249th by people per square mile.
- Density vs Kentucky: Greenville's 852 people per square mile compare with a state median of 1,045.
- Location: the Census Gazetteer records it at 37.2105, -87.1776.
- Nearest larger cities: Central City (7 mi); Madisonville (20 mi); Russellville (30 mi); Hopkinsville (30 mi); Owensboro (38 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Powderly (2 mi); Drakesboro (7 mi); South Carrollton (9 mi).
- Smaller neighbours: 52 places smaller than Greenville sit within 50 miles.
- Larger places within 100 miles: 59.
Kentucky rules behind a Greenville personal loan
Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Greenville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Up to 19% per annum, or 4% over the 90-day commercial-paper discount rate, whichever is less (by written agreement) Source says: "At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day commercial paper ... or nineteen percent (19%), whichever is less". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
Inside a Greenville personal loan
With roughly 4,374 residents, Greenville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Greenville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Greenville loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Greenville
With about 852 residents per square mile, Greenville is moderately settled, and 11 larger Census places sit within 50 miles. A Kentucky licence lets a lender serve Greenville without a local office, so branch density does not change what its 4,374 residents are offered. For a larger market, the closest option is Central City, KY about 7 miles away.
Greenville against the rest of Kentucky
Among Kentucky's 416 places, Greenville sits at 86th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Greenville ranks 357th of 416 in Kentucky (about the 14th percentile). Its roughly 852 residents per square mile place it 249th among Kentucky's places. Within 50 miles sit 52 smaller Census places, alongside the 11 that are larger.
Greenville: area, density and distance
Greenville's land area is about 5.1 square miles; a further 0.14 square miles is water. With 4,374 residents, the land area yields roughly 852 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 159 miles away. Counting outward 50 miles, 11 larger communities surround Greenville. The 100-mile radius contains 59 larger places.
Common questions
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Nearby places
- Powderly, KY — population 782
- Central City, KY — population 5,800
- Drakesboro, KY — population 472
- South Carrollton, KY — population 139
- Bremen, KY — population 172
- White Plains, KY — population 836
- Sacramento, KY — population 422
- Rockport, KY — population 259