Personal loans in Snohomish, WA
Census figures put the 2020-to-2023 increase in Snohomish at about 1.1%. The Census counts 10,243 people in Snohomish, the 91st-largest figure among Washington's 281 places.
In Snohomish, one of 281 Census places in Washington, the figure to compare across lenders is the APR, not the advertised rate. Rate-shopping from Snohomish costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Snohomish's 10,243 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. The nearest larger metro is Lake Stevens, WA about 5 miles away.
What the Census records for Snohomish
Here is the sourced Census picture for Snohomish, plus the Washington lending rules that apply to a loan taken out here.
- Population: an estimated 10,243 residents, 91st of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- Net change: roughly 113 more people than the 2020 Census counted.
- Size percentile: Snohomish's 10,243 people outrank roughly 68% of the places in Washington.
- Density: roughly 2,909 residents per square mile, spread over 3.5 sq mi of land.
- By land area: Snohomish ranks 119th among Washington's 281 places, at 3.5 sq mi.
- Water area rank: Snohomish ranks 83rd among Washington's 281 places, with 0.20 sq mi.
- State population share: Snohomish accounts for about 0.2% of everyone in Washington.
- National rank: Snohomish is the 3,104th most populous of the 19,457 Census places covered here.
- Growth rank: Snohomish ranks 150th among Washington's 281 places for the 2020-to-2023 change.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Snohomish's 1.1%.
- Density rank: Snohomish is the 60th most densely settled place in Washington.
- Density in context: Snohomish's 2,909 people per square mile sit against a Washington median of 1,518.
- Location: it lies at 47.9289, -122.0927 in the Census Gazetteer.
- Nearest larger cities: Lake Stevens (5 mi); Everett (5 mi); Monroe (7 mi); Mill Creek (7 mi); Mukilteo (10 mi). Lenders licensed in the state serve Snohomish whether or not they keep a local branch.
- Smaller communities close by: Granite Falls (12 mi); Brier (13 mi); Sultan (14 mi), each with its own Census population profile.
- Within a 50-mile radius: 30 smaller Census places.
- At 100 miles: 67 larger Census places fall inside that radius.
Snohomish: area, density and distance
The Census Gazetteer records 3.5 square miles of land and 0.20 square miles of water within Snohomish. The resulting density is about 2,909 people per square mile. Seattle, the largest place in Washington, is about 25 miles from Snohomish. Snohomish has 49 larger places within a 50-mile radius. The 100-mile radius contains 67 larger places.
The Washington lending rules that reach Snohomish
Washington has no separate rate rule for Snohomish; the sourced rows below are what reach every lender that serves its 10,243 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Getting a loan in Snohomish
Snohomish is fairly dense, with about 2,909 people per square mile and 49 larger places within 50 miles. Distance to a branch rarely matters for Snohomish's 10,243 residents: the application is online and the price follows your credit file. The nearest bigger place is Lake Stevens, WA about 5 miles away.
Inside a Snohomish personal loan
With roughly 10,243 residents, Snohomish is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Snohomish can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Snohomish loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Snohomish sits in Washington
Snohomish is the 91st-largest of 281 Census places in Washington and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Snohomish stands 150th among Washington's 281 places — roughly the 47th percentile. By density, at about 2,909 people per square mile, it ranks 60th in Washington. Between 2020 and 2023 the count changed by roughly 113 residents.
Common questions
What are my options in Snohomish if my credit is poor?
What loan size can I expect in Snohomish?
Do I have to pledge anything to borrow in Snohomish?
Does comparing loans in Snohomish cost me credit score points?
Nearby places
- Lake Stevens, WA — population 40,521
- Everett, WA — population 111,180
- Monroe, WA — population 19,447
- Mill Creek, WA — population 20,742
- Marysville, WA — population 72,916
- Woodinville, WA — population 13,718
- Bothell, WA — population 50,213
- Granite Falls, WA — population 4,829