Personal loans in Marysville, WA
The roughly 72,916 people who live in Marysville borrow under Washington rules; city hall sets no personal-loan rate. Roughly 72,916 residents live in Marysville, the 18th-largest community in Washington.
The 2020 count to the 2023 estimate shows about 3.1% growth in Marysville. Begin with the payment, then weigh APR and total interest across the lenders that reach Marysville's 72,916 residents. For a bigger market, look to Everett, WA about 8 miles away. For the 72,916 people in Marysville, Washington runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Marysville: the sourced local profile
Marysville is a mid-sized city; the notes below cover its population profile and the statewide rules that apply.
- Population: 72,916 residents; Marysville is the 18th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.1% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 2,198 residents.
- Size percentile: Marysville sits ahead of around 94% of Washington places, at 72,916 people.
- Population density: 3,514 people per square mile on 20.8 square miles of land.
- Land area rank: Marysville's 20.8 square miles rank 20th of 281 places in Washington.
- Water area: Marysville has 0.30 square miles of water, ranking 69th of 281 places in Washington.
- State population share: Marysville accounts for about 1.4% of everyone in Washington.
- National rank: Marysville is the 507th most populous of the 19,457 Census places covered here.
- Growth rank: Marysville's 2020-to-2023 change ranks 100th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Marysville's 3.1%.
- Density rank: Marysville is the 34th most densely settled place in Washington.
- Density in context: Marysville's 3,514 people per square mile sit against a Washington median of 1,518.
- Location: coordinates 48.0802, -122.1543 (US Census Bureau Gazetteer).
- Nearest larger cities: Everett (8 mi); Kirkland (27 mi); Redmond (28 mi); Seattle (33 mi); Bellevue (33 mi). Online lenders reach Marysville no matter how far the nearest branch is.
- Smaller communities close by: Lake Stevens (6 mi); Arlington (6 mi); Granite Falls (9 mi), each with its own Census population profile.
- Smaller neighbours: 60 places smaller than Marysville sit within 50 miles.
- Within 100 miles: 11 places are larger than Marysville.
Marysville in state context
Set beside Washington's 281 places, Marysville ranks 18th by population and holds about 1.4% of the state total. Its 2020-to-2023 change ranks 100th of 281 Washington places, putting it near the 64th percentile for growth. By density, at about 3,514 people per square mile, it ranks 34th in Washington. In land area, Marysville ranks 20th among Washington's 281 places.
What a Marysville borrower is actually offered
Most loans made to Marysville's 72,916 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Marysville's 72,916 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Marysville loan but raises total interest, so the smallest payment is not the cheapest loan.
Washington consumer-lending rules applied in Marysville
Read the table as a lender's compliance picture for Marysville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
The Marysville borrowing checklist
These steps shape the offer you get in Marysville, a place of about 72,916 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Washington licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Marysville and the rest of Washington is not the process but the borrower's own file, among the 72,916 people here.
The geography behind Marysville
Marysville's land area is about 20.8 square miles; a further 0.30 square miles is water. The resulting density is about 3,514 people per square mile. Seattle, the largest place in Washington, is about 33 miles from Marysville. Within 50 miles of Marysville there are 8 larger Census places. Within the same 50 miles lie 60 smaller Census places.
Common questions
What are my options in Marysville if my credit is poor?
What loan size can I expect in Marysville?
Do I have to pledge anything to borrow in Marysville?
Does comparing loans in Marysville cost me credit score points?
Nearby places
- Arlington, WA — population 21,206
- Lake Stevens, WA — population 40,521
- Everett, WA — population 111,180
- Snohomish, WA — population 10,243
- Granite Falls, WA — population 4,829
- Mill Creek, WA — population 20,742
- Mukilteo, WA — population 21,011
- Stanwood, WA — population 9,016