Personal loans in Slayden, TN
Consumer lending that reaches Slayden's 178 residents is governed by Tennessee statute; no city ordinance changes it. The Census estimates 178 residents in Slayden, which ranks it 335th of 344 places in Tennessee.
For a borrower among the roughly 178 residents of Slayden, a personal loan is a tool whose cost turns on the terms, not the address. Census figures put the 2020-to-2023 increase in Slayden at about 3.5%. Price two or three terms so you can see which payment is truly affordable in Slayden. The next larger city is Vanleer, TN about 4 miles away.
Slayden: population, trend and location
Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.
- Population: a Census-estimated 178, 335th among Tennessee's 344 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 3.5%.
- Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
- Size percentile: about 3% of Tennessee's Census places are smaller than Slayden.
- Density: the Census land area of 1.5 sq mi holds about 116 people per square mile.
- Land area: Slayden covers 1.5 square miles, the 281st-largest area among Tennessee's 344 places.
- State population share: Slayden accounts for about 0.0% of everyone in Tennessee.
- National rank: Slayden is the 16,821st most populous of the 19,457 Census places covered here.
- Growth rank: Slayden ranks 111th among Tennessee's 344 places for the 2020-to-2023 change.
- Versus Tennessee: the state average change is +2.4%, while Slayden moved 3.5%.
- Density rank: Slayden is the 328th most densely settled place in Tennessee.
- Density in context: Slayden's 116 people per square mile sit against a Tennessee median of 553.
- Location: the Census Gazetteer records it at 36.2913, -87.4656.
- Nearest larger cities: Vanleer (4 mi); Charlotte (10 mi); Cumberland City (11 mi); Erin (13 mi); McEwen (16 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: LaFayette (28 mi); Mitchellville (57 mi); Cottage Grove (57 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 1 smaller Census places.
- Within 100 miles: 242 places are larger than Slayden.
How Tennessee law applies in Slayden
These are Tennessee's sourced lending facts as they reach Slayden's 178 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How Slayden compares across Tennessee
Among Tennessee's 344 places, Slayden sits at 335th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Slayden stands 111th among Tennessee's 344 places — roughly the 68th percentile. Its roughly 116 residents per square mile place it 328th among Tennessee's places. By land area, its 1.5 square miles rank 281st of 344 places in Tennessee.
A practical checklist for Slayden borrowers
Before you hand your details to a lender in Slayden, where the population is near 178:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Tennessee regulator's licence list.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Slayden-specific: the same Tennessee licensing and disclosure rules reach all 178 residents.
Inside a Slayden personal loan
Most loans made to Slayden's 178 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Slayden's rank of 335th in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Slayden loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Slayden
The Census Gazetteer records about 1.5 square miles of land within Slayden, with no significant water area listed. That land carries about 116 people per square mile. The state's population centre of gravity, Memphis, is roughly 162 miles away. A 50-mile radius around Slayden takes in 56 places that are larger. Within the same 50 miles lie 1 smaller Census places.
Common questions
What are my options in Slayden if my credit is poor?
What loan size can I expect in Slayden?
Do I have to pledge anything to borrow in Slayden?
Does comparing loans in Slayden cost me credit score points?
Nearby places
- Vanleer, TN — population 582
- Charlotte, TN — population 1,708
- Cumberland City, TN — population 315
- Erin, TN — population 1,192
- Dickson, TN — population 16,744
- McEwen, TN — population 1,717
- Burns, TN — population 1,813
- Clarksville, TN — population 180,716