Personal loans in Shullsburg, WI
Shullsburg is a small community of about 1,192 residents, and a personal loan taken out here is governed by Wisconsin statute. Population in Shullsburg climbed about 1.7% over the three years from 2020 to 2023.
About 1,192 people live in Shullsburg, placing it 338th of 605 Census places in Wisconsin. Begin with the payment, then weigh APR and total interest across the lenders that reach Shullsburg's 1,192 residents. Which products a lender may offer to Shullsburg's 1,192 residents follows from the Wisconsin consumer-lending framework. The nearest larger city is Darlington, WI about 9 miles away.
Shullsburg: population, trend and location
Two layers matter for a Shullsburg borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: about 1,192 people live here, which puts Shullsburg 338th of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Higher by roughly 1.7% since the 2020 count.
- People gained or lost: about 20 more since the 2020 base.
- Size percentile: bigger than about 44% of the places in Wisconsin, with 1,192 residents in Shullsburg.
- Density: the Census land area of 1.3 sq mi holds about 895 people per square mile.
- Land area: Shullsburg covers 1.3 square miles, the 420th-largest area among Wisconsin's 605 places.
- Within Wisconsin: about 0.0% of the state's population lives in Shullsburg.
- National rank: Shullsburg is the 9,580th most populous of the 19,457 Census places covered here.
- Growth rank: Shullsburg's 2020-to-2023 change ranks 112th of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Shullsburg moved 1.7%.
- Density rank: Shullsburg is the 262nd most densely settled place in Wisconsin.
- Density vs Wisconsin: Shullsburg's 895 people per square mile compare with a state median of 800.
- Location: 42.5733, -90.2348 (Census Gazetteer coordinates).
- Nearest larger cities: Darlington (9 mi); Cuba City (10 mi); Warren (14 mi); Galena (14 mi); Platteville (16 mi). Lenders licensed in the state serve Shullsburg whether or not they keep a local branch.
- Smaller communities close by: Scales Mound (7 mi); Benton (8 mi); Apple River (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 85 smaller Census places.
- Larger places within 100 miles: 247.
Shullsburg on the map
Shullsburg covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,192 residents, the land area yields roughly 895 people per square mile. Milwaukee, the largest place in Wisconsin, is about 120 miles from Shullsburg. Counting outward 50 miles, 49 larger communities surround Shullsburg. Within the same 50 miles lie 85 smaller Census places.
Shullsburg's place among Wisconsin's 605 places
Shullsburg is the 338th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 112th of 605 Wisconsin places, putting it near the 81th percentile for growth. By density, at about 895 people per square mile, it ranks 262nd in Wisconsin. By land area, its 1.3 square miles rank 420th of 605 places in Wisconsin.
Which Wisconsin laws govern a loan in Shullsburg
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Shullsburg lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Getting a loan in Shullsburg
Shullsburg is a moderately settled community of about 1,192 people, with 49 larger places inside a 50-mile radius. Distance to a branch rarely matters for Shullsburg's 1,192 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Darlington, WI about 9 miles away.
Inside a Shullsburg personal loan
Most loans made to Shullsburg's 1,192 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Shullsburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Shullsburg loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Shullsburg if my credit is poor?
What loan size can I expect in Shullsburg?
Do I have to pledge anything to borrow in Shullsburg?
Does comparing loans in Shullsburg cost me credit score points?
Nearby places
- Scales Mound, IL — population 426
- Benton, WI — population 968
- Darlington, WI — population 2,509
- Apple River, IL — population 335
- Belmont, WI — population 1,006
- Cuba City, WI — population 2,126
- Hazel Green, WI — population 1,177
- Gratiot, WI — population 222