Personal loans in Benton, WI

Population in Benton climbed about 2.9% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Benton. Every figure below is Wisconsin's own, applied to Benton's 968 residents, with the publisher and retrieval date attached. For a bigger market, look to Cuba City, WI about 3 miles away.

Benton: the sourced local profile

Most of what governs a Benton loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.

• Population: about 968, ranked 370th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 2.9% across the 2020-to-2023 comparison.
• Absolute change: 27 residents added between 2020 and 2023.
• Size percentile: Benton sits ahead of around 39% of Wisconsin places, at 968 people.
• Population density: 1,148 people per square mile on 0.8 square miles of land.
• Land area: Benton covers 0.8 square miles, the 525th-largest area among Wisconsin's 605 places.
• State population share: Benton accounts for about 0.0% of everyone in Wisconsin.
• Nationally: Benton is the 10,357th-largest of 19,457 Census places in the dataset.
• Growth in Wisconsin: Benton stands 70th by percentage change from 2020 to 2023, among 605 places.
• Versus Wisconsin: the state average change is +0.4%, while Benton moved 2.9%.
• Density rank: Benton is the 187th most densely settled place in Wisconsin.
• Density vs Wisconsin: Benton's 1,148 people per square mile compare with a state median of 800.
• Location: it lies at 42.5700, -90.3834 in the Census Gazetteer.
• Nearest larger cities: Cuba City (3 mi); Hazel Green (4 mi); Shullsburg (8 mi); Galena (10 mi); Dickeyville (11 mi). Living near a larger metro rarely changes what is available in Benton.
• Smaller places close by: Scales Mound (9 mi); Menominee (10 mi); Apple River (15 mi).
• Smaller places within 50 miles: 88 of them.
• Larger places within 100 miles: 251.

The Wisconsin lending rules that reach Benton

Read the table as a lender's compliance picture for Benton: the rule, the sourced figure, the publisher and the date.

Before you apply in Benton

These steps shape the offer you get in Benton, a place of about 968 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Benton as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 968 residents.

Land, water and location for Benton

Benton's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,148 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 127 miles away. A 50-mile radius around Benton takes in 42 places that are larger. By land area it ranks 525th of 605 Wisconsin places.

How a Benton personal loan is priced

Most loans made to Benton's 968 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Benton's rank of 370th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Benton decides the split between a comfortable payment and the total interest you pay.

Where Benton sits in Wisconsin

Set beside Wisconsin's 605 places, Benton ranks 370th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Benton stands 70th among Wisconsin's 605 places — roughly the 88th percentile. By density, at about 1,148 people per square mile, it ranks 187th in Wisconsin. By land area, its 0.8 square miles rank 525th of 605 places in Wisconsin.