Personal loans in Screven, GA
The 2020 count to the 2023 estimate shows about 4.4% growth in Screven. The first question in Screven is not the rate on offer but whether the payment fits; about 803 people live here under Georgia lending law.
Roughly 803 residents live in Screven, the 334th-largest community in Georgia. The nearest larger metro is Jesup, GA about 10 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Screven's 803 residents. Pull your credit reports and line up at least three offers before you apply from Screven.
Screven by the numbers
Most of what governs a Screven loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.
- Population: 803 people, a figure that places Screven 334th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Up about 4.4% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 34 more people than the 2020 Census counted.
- Size percentile: about 38% of Georgia communities are smaller than Screven (803 residents).
- Population density: 372 people per square mile on 2.2 square miles of land.
- Land area: Screven covers 2.2 square miles, the 335th-largest area among Georgia's 536 places.
- Water area rank: Screven ranks 263rd among Georgia's 536 places, with 0.02 sq mi.
- Within Georgia: about 0.0% of the state's population lives in Screven.
- National rank: Screven sits 11,178th by population among the 19,457 places in this dataset.
- Growth rank: Screven's 2020-to-2023 change ranks 159th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Screven's 4.4%.
- Density rank: Screven is the 339th most densely settled place in Georgia.
- Density in context: Screven's 372 people per square mile sit against a Georgia median of 536.
- Location: mapped by the US Census Bureau at 31.4842, -82.0169.
- Nearest larger cities: Jesup (10 mi); Blackshear (19 mi); Nahunta (19 mi); Ludowici (23 mi); Alma (27 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Offerman (8 mi); Patterson (10 mi); Odum (13 mi).
- Smaller places within 50 miles: 16 of them.
- Within 100 miles: 101 places are larger than Screven.
What is available to Screven borrowers
At roughly 372 people per square mile, Screven is lightly settled; 26 larger places lie within 50 miles. Whether Screven has a local branch or not, a Georgia-licensed lender can serve its 803 people online on the same terms. The nearest larger city, Jesup, GA about 10 miles away.
Screven on the map
Screven's land area is about 2.2 square miles; a further 0.02 square miles is water. The resulting density is about 372 people per square mile. Atlanta, the largest place in Georgia, is about 211 miles from Screven. A 50-mile radius around Screven takes in 26 places that are larger. Within the same 50 miles lie 16 smaller Census places.
Screven's place among Georgia's 536 places
Set beside Georgia's 536 places, Screven ranks 334th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Screven stands 159th among Georgia's 536 places — roughly the 70th percentile. Its roughly 372 residents per square mile place it 339th among Georgia's places. The population moved by about 34 people between 2020 and 2023, a 4.4% shift.
Inside a Screven personal loan
Most loans made to Screven's 803 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Screven can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Screven loan is knowable in advance — unlike a revolving card balance.
The Georgia lending rules that reach Screven
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Screven lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Screven if my credit is poor?
What loan size can I expect in Screven?
Do I have to pledge anything to borrow in Screven?
Does comparing loans in Screven cost me credit score points?
Nearby places
- Offerman, GA — population 460
- Patterson, GA — population 773
- Jesup, GA — population 10,065
- Odum, GA — population 484
- Nahunta, GA — population 1,028
- Surrency, GA — population 195
- Blackshear, GA — population 3,646
- Hoboken, GA — population 489