Personal loans in Nahunta, GA
Nahunta is a small community of about 1,028 residents, and a personal loan taken out here is governed by Georgia statute. Nahunta is one of 536 Census places in Georgia; its 1,028 residents put it at 295th.
For a community of about 1,028, the practical step is to compare APR across at least three lenders before committing. The 2020 count to the 2023 estimate shows about 1.7% growth in Nahunta. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Nahunta's 1,028 residents. The nearest larger city is Blackshear, GA about 17 miles away.
Nahunta: population, trend and location
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,028, 295th among Georgia's 536 places (Vintage 2023).
- Population trend: A gain of roughly 1.7% between 2020 and 2023.
- Absolute change: 17 residents added between 2020 and 2023.
- Size percentile: with 1,028 residents, Nahunta is larger than about 45% of Georgia's Census places.
- Population density: about 365 people per square mile (Census land area 2.8 sq mi).
- Land area rank: Nahunta's 2.8 square miles rank 300th of 536 places in Georgia.
- Water: Nahunta holds about 0.01 square miles, the 323rd-largest water area in Georgia.
- Share of state population: Nahunta's 1,028 residents are about 0.0% of Georgia.
- National standing: Nahunta ranks 10,094th of 19,457 US places.
- Growth in Georgia: Nahunta stands 252nd by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Nahunta moved 1.7%.
- Density rank: Nahunta places 344th among Georgia's places by people per square mile.
- Density vs Georgia: Nahunta's 365 people per square mile compare with a state median of 536.
- Location: 31.2062 / -81.9812, per the US Census Bureau Gazetteer.
- Nearest larger cities: Blackshear (17 mi); Waycross (22 mi); Woodbine (23 mi); Folkston (25 mi); Jesup (27 mi). Living near a larger metro rarely changes what is available in Nahunta.
- Smaller places close by: Hoboken (9 mi); Patterson (15 mi); Offerman (16 mi).
- Smaller places within 50 miles: 11 of them.
- At 100 miles: 87 larger Census places fall inside that radius.
The Nahunta borrowing checklist
Before you apply in Nahunta, a community of about 1,028, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Georgia regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Georgia; what changes is your credit file, not the fact that Nahunta holds 1,028 people.
What is available to Nahunta borrowers
Nahunta is lightly settled, with about 365 people per square mile and 19 larger places within 50 miles. A Georgia licence lets a lender serve Nahunta without a local office, so branch density does not change what its 1,028 residents are offered. The nearest bigger place is Blackshear, GA about 17 miles away.
The geography behind Nahunta
Nahunta covers about 2.8 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 365 residents per square mile. The largest place in Georgia, Atlanta, lies about 227 miles away. A 50-mile radius around Nahunta takes in 19 places that are larger. The 100-mile radius contains 87 larger places.
How Georgia law applies in Nahunta
Georgia has no separate rate rule for Nahunta; the sourced rows below are what reach every lender that serves its 1,028 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Where Nahunta sits in Georgia
Set beside Georgia's 536 places, Nahunta ranks 295th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Nahunta ranks 252nd of 536 in Georgia (about the 53th percentile). By density, at about 365 people per square mile, it ranks 344th in Georgia. In land area, Nahunta ranks 300th among Georgia's 536 places.
Common questions
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Nearby places
- Hoboken, GA — population 489
- Patterson, GA — population 773
- Offerman, GA — population 460
- Screven, GA — population 803
- Blackshear, GA — population 3,646
- Homeland, GA — population 899
- Woodbine, GA — population 1,059
- Folkston, GA — population 4,684