Personal loans in Scranton, KS

To lend to Scranton's 645 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. Scranton is one of 625 Census places in Kansas; its 645 residents put it at 251st. Work out your debt-to-income ratio first; lenders weigh it heavily, and Scranton's 645 residents are no exception. Scranton shed about 0.9% of its population between the 2020 base and the 2023 estimate. The next larger city is Carbondale, KS about 4 miles away.

Local context for Scranton

The figures below are Scranton's own — Census population, land area and coordinates — followed by the Kansas rules.

• Population: the Census counts 645 residents in Scranton (Vintage 2023 subcounty estimate), the 251st-largest figure among Kansas's 625 places.
• Population trend: A decline of about 0.9% across the 2020-to-2023 comparison.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: Scranton sits ahead of around 60% of Kansas places, at 645 people.
• Population density: 599 people per square mile on 1.1 square miles of land.
• By land area: Scranton ranks 190th among Kansas's 625 places, at 1.1 sq mi.
• State share: roughly 0.0% of Kansas's residents live in Scranton (645 people).
• National rank: Scranton is the 12,135th most populous of the 19,457 Census places covered here.
• Growth rank: Scranton ranks 280th among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Scranton moved 0.9%.
• Density rank: Scranton places 387th among Kansas's places by people per square mile.
• Against the state median: Scranton runs about 599 residents per square mile, where the Kansas median is 764.
• Location: mapped by the US Census Bureau at 38.7780, -95.7411.
• Nearest larger cities: Carbondale (4 mi); Burlingame (5 mi); Auburn (10 mi); Overbrook (10 mi); Osage City (11 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Harveyville (12 mi); Quenemo (18 mi); Melvern (20 mi).
• Smaller places within 50 miles: 43 of them.
• Larger places within 100 miles: 171.

How lenders reach Scranton

With about 599 residents per square mile, Scranton is moderately settled, and 39 larger Census places sit within 50 miles. Distance to a branch rarely matters for Scranton's 645 residents: the application is online and the price follows your credit file. The nearest bigger place is Carbondale, KS about 4 miles away.

Steps to take before a Scranton loan

Before you hand your details to a lender in Scranton, where the population is near 645:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Kansas licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Kansas; what changes is your credit file, not the fact that Scranton holds 645 people.

How Kansas law applies in Scranton

For the roughly 645 residents of Scranton, the rules below are Kansas's own; each row carries its publisher and retrieval date.

Where Scranton sits

Scranton's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. With 645 residents, the land area yields roughly 599 people per square mile. Wichita, the largest place in Kansas, is about 115 miles from Scranton. Within 50 miles of Scranton there are 39 larger Census places. Within the same 50 miles lie 43 smaller Census places.

How personal loans work in Scranton

In Scranton, a small community of about 645, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Scranton. Shortening the term on a Scranton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.