Personal loans in Lyndon, KS

A personal loan in Lyndon is priced from your credit file and income, not from the fact that the city holds 1,039 people. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lyndon loan.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 1,039 residents in Lyndon, which ranks it 187th of 625 places in Kansas. To lend to Lyndon's 1,039 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. Between the 2020 Census base and the 2023 estimate, Lyndon's population barely changed. The closest larger city is Osage City, KS about 8 miles away.

Local context for Lyndon

The figures below are Lyndon's own — Census population, land area and coordinates — followed by the Kansas rules.

What is available to Lyndon borrowers

With about 1,165 residents per square mile, Lyndon is moderately settled, and 25 larger Census places sit within 50 miles. Whether Lyndon has a local branch or not, a Kansas-licensed lender can serve its 1,039 people online on the same terms. The nearest bigger place is Osage City, KS about 8 miles away.

Kansas rules behind a Lyndon personal loan

This table holds the Kansas rate and licensing rules for consumer loans made to Lyndon's 1,039 residents.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Where Lyndon sits

Lyndon covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,165 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 110 miles. Within 50 miles of Lyndon there are 25 larger Census places. Within the same 50 miles lie 55 smaller Census places.

What shapes a Lyndon personal loan

A Lyndon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,039 residents. Because pricing is borrower-level, two people in Lyndon can be quoted different APRs on the same amount and term. Shortening the term on a Lyndon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lyndon against the rest of Kansas

Set beside Kansas's 625 places, Lyndon ranks 187th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lyndon stands 121st among Kansas's 625 places — roughly the 81th percentile. By density, at about 1,165 people per square mile, it ranks 166th in Kansas. In land area, Lyndon ranks 230th among Kansas's 625 places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lyndon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lyndon is the same as anywhere in Kansas.
What loan size can I expect in Lyndon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lyndon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lyndon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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