Personal loans in Scranton, IA

Population in Scranton dropped about 3.1% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Scranton lender. Consumer lending that reaches Scranton's 492 residents is governed by Iowa statute; no city ordinance changes it. Borrowers who want a bigger city can look to Jefferson, IA about 9 miles away.

Where Scranton stands

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: a Census-estimated 492, 443rd among Iowa's 940 places (Vintage 2023).
• Population trend: A decline of about 3.1% across the 2020-to-2023 comparison.
• Absolute change: 16 residents lost between 2020 and 2023.
• Size percentile: Scranton sits ahead of around 53% of Iowa places, at 492 people.
• Land and density: 1.9 square miles of land carry roughly 264 residents per square mile.
• By land area: Scranton ranks 217th among Iowa's 940 places, at 1.9 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Scranton.
• Nationally: Scranton is the 13,237th-largest of 19,457 Census places in the dataset.
• Growth rank: Scranton's 2020-to-2023 change ranks 830th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Scranton's 3.1%.
• Density in Iowa: Scranton ranks 771st by people per square mile.
• Density in context: Scranton's 264 people per square mile sit against a Iowa median of 672.
• Location: latitude 42.0192, longitude -94.5492 (Census Gazetteer).
• Nearest larger cities: Jefferson (9 mi); Glidden (9 mi); Coon Rapids (12 mi); Grand Junction (16 mi); Carroll (17 mi). Living near a larger metro rarely changes what is available in Scranton.
• Smaller places close by: Ralston (4 mi); Churdan (10 mi); Bayard (12 mi).
• Within a 50-mile radius: 72 smaller Census places.
• At 100 miles: 239 larger Census places fall inside that radius.

How Scranton compares across Iowa

Against Iowa's other places, Scranton accounts for about 0.0% of the state's population and ranks 443rd of 940 by size. For population change between 2020 and 2023, Scranton ranks 830th of 940 in Iowa (about the 12th percentile). By density, at about 264 people per square mile, it ranks 771st in Iowa. The population moved by about 16 people between 2020 and 2023, a 3.1% shift.

A practical checklist for Scranton borrowers

A sensible order of operations for a loan in Scranton, home to about 492 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Scranton as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 492 residents.

Scranton on the map

The Census Gazetteer records about 1.9 square miles of land within Scranton, with no significant water area listed. The resulting density is about 264 people per square mile. Des Moines, the largest place in Iowa, is about 57 miles from Scranton. Within 50 miles of Scranton there are 63 larger Census places. The 100-mile radius contains 239 larger places.

What shapes a Scranton personal loan

Most loans made to Scranton's 492 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Scranton's 492 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Scranton decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Scranton

Iowa has no separate rate rule for Scranton; the sourced rows below are what reach every lender that serves its 492 people.