Personal loans in Jefferson, IA

Jefferson is one of 940 Census places in Iowa; its 4,100 residents put it at 101st. Verify the lender's Iowa licence against the regulator named below before borrowing in Jefferson. Lenders active in Jefferson report to a Iowa supervisor, identified in the sourced rows below. For a bigger market, look to Perry, IA about 19 miles away.

Jefferson: the sourced local profile

Jefferson is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 4,100 — Jefferson ranks 101st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.0%.
• People gained or lost: about 82 fewer since the 2020 base.
• Size percentile: bigger than about 89% of the places in Iowa, with 4,100 residents in Jefferson.
• Population density: about 682 people per square mile across 6.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Jefferson's 6.0 square miles rank 61st of 940 places in Iowa.
• Water: Jefferson holds about 0.05 square miles, the 79th-largest water area in Iowa.
• Share of Iowa: Jefferson holds about 0.2% of the state's population, some 4,100 people.
• Nationally: Jefferson is the 5,393rd-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Jefferson stands 622nd by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Jefferson's 2.0%.
• Density in Iowa: Jefferson ranks 465th by people per square mile.
• Against the state median: Jefferson runs about 682 residents per square mile, where the Iowa median is 672.
• Location: latitude 42.0177, longitude -94.3794 (Census Gazetteer).
• Nearest larger cities: Perry (19 mi); Carroll (25 mi); Boone (26 mi); Adel (34 mi); Fort Dodge (36 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Grand Junction (7 mi); Scranton (9 mi); Dana (10 mi).
• Within a 50-mile radius: 116 smaller Census places.
• Within 100 miles: 53 places are larger than Jefferson.

Where Jefferson sits in Iowa

Among Iowa's 940 places, Jefferson sits at 101st for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 622nd of 940 Iowa places, putting it near the 34th percentile for growth. By density, at about 682 people per square mile, it ranks 465th in Iowa. Within 50 miles sit 116 smaller Census places, alongside the 21 that are larger.

Land, water and location for Jefferson

The Census Gazetteer records 6.0 square miles of land and 0.05 square miles of water within Jefferson. The resulting density is about 682 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 50 miles. Within 50 miles of Jefferson there are 21 larger Census places. Within the same 50 miles lie 116 smaller Census places.

What shapes a Jefferson personal loan

In Jefferson, a small community of about 4,100, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Jefferson. Because the payment is fixed, the total cost of a Jefferson loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Jefferson

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Jefferson lender must follow.

Borrowing reach in Jefferson

Jefferson is moderately settled, with about 682 people per square mile and 21 larger places within 50 miles. Whether Jefferson has a local branch or not, a Iowa-licensed lender can serve its 4,100 people online on the same terms. The nearest larger city, Perry, IA about 19 miles away.