Personal loans in Scotts Mills, OR
An estimated 414 people make their home in Scotts Mills, a figure that ranks 201st in Oregon. For a borrower among the roughly 414 residents of Scotts Mills, a personal loan is a tool whose cost turns on the terms, not the address.
Census figures put the 2020-to-2023 decrease in Scotts Mills at about 1.0%. Pull your credit reports and line up at least three offers before you apply from Scotts Mills. Every figure below is Oregon's own, applied to Scotts Mills's 414 residents, with the publisher and retrieval date attached. The closest larger city is Silverton, OR about 6 miles away.
Scotts Mills: population, trend and location
Read the local figures below as context; read the sourced Oregon table as the rulebook a lender here must follow.
- Population: about 414 people live here, which puts Scotts Mills 201st of 240 Census places in Oregon (Vintage 2023).
- Population trend: A drop of about 1.0% from 2020 to 2023.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: Scotts Mills's 414 people outrank roughly 16% of the places in Oregon.
- Density: the Census land area of 0.4 sq mi holds about 1,147 people per square mile.
- Land area rank: Scotts Mills's 0.4 square miles rank 219th of 240 places in Oregon.
- Share of Oregon: Scotts Mills holds about 0.0% of the state's population, some 414 people.
- National rank: Scotts Mills sits 13,960th by population among the 19,457 places in this dataset.
- Growth rank: Scotts Mills's 2020-to-2023 change ranks 168th of 240 places in Oregon.
- Versus Oregon: the state average change is +0.7%, while Scotts Mills moved 1.0%.
- Density in Oregon: Scotts Mills ranks 154th by people per square mile.
- Against the state median: Scotts Mills runs about 1,147 residents per square mile, where the Oregon median is 1,575.
- Location: 45.0410, -122.6689 (US Census Bureau Gazetteer).
- Nearest larger cities: Silverton (6 mi); Mount Angel (7 mi); Molalla (9 mi); Hubbard (12 mi); Woodburn (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Barlow (15 mi); Detroit (33 mi); Idanha (37 mi).
- Within a 50-mile radius: 5 smaller Census places.
- At 100 miles: 140 larger Census places fall inside that radius.
Where Scotts Mills sits in Oregon
Within Oregon, Scotts Mills holds roughly 0.0% of all residents, the 201st-largest share among 240 places. On the 2020-to-2023 trend, Scotts Mills stands 168th among Oregon's 240 places — roughly the 30th percentile. Its roughly 1,147 residents per square mile place it 154th among Oregon's places. Between 2020 and 2023 the count changed by roughly 4 residents.
Scotts Mills: area, density and distance
Scotts Mills covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,147 people per square mile. For the state's biggest city, Portland, the distance is roughly 34 miles. Scotts Mills has 76 larger places within a 50-mile radius. By land area it ranks 219th of 240 Oregon places.
What is available to Scotts Mills borrowers
Scotts Mills is moderately settled, with about 1,147 people per square mile and 76 larger places within 50 miles. A Oregon licence lets a lender serve Scotts Mills without a local office, so branch density does not change what its 414 residents are offered. The nearest larger city, Silverton, OR about 6 miles away.
What a Scotts Mills borrower is actually offered
In Scotts Mills, a small community of about 414, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Scotts Mills's 414 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Scotts Mills decides the split between a comfortable payment and the total interest you pay.
The Oregon lending rules that reach Scotts Mills
For the roughly 414 residents of Scotts Mills, the rules below are Oregon's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Silverton, OR — population 10,341
- Mount Angel, OR — population 3,429
- Molalla, OR — population 10,103
- Hubbard, OR — population 3,372
- Aurora, OR — population 1,118
- Barlow, OR — population 137
- Woodburn, OR — population 29,033
- Canby, OR — population 17,944